Gold Loan for Women

Gold loans tailored for women have emerged as a pivotal financial tool, providing a unique avenue for empowerment and independence. These loans recognize the value of women's gold assets, allowing them to leverage this resource for various financial needs. Whether it's starting a business, supporting education, or addressing unforeseen expenses, gold loans for women offer a flexible and accessible solution.

IIFL Finance stands out as a top choice, offering specialized gold loan schemes for women with competitive interest rates and a commitment to financial inclusivity, making it the preferred partner for women seeking to unlock the potential of their gold assets.

Benefits of Gold Loan For Women

Gold loans for women encourage financial independence, allowing them to leverage their gold assets for diverse needs, from entrepreneurship to education. This empowering financial tool offers flexibility and recognizes and values women's contributions, providing a pathway to economic self-sufficiency.

Gold Pledged is
Secured and Insured
Loan Approval in
Few Minutes
Quick Loan
Meet your requirements with
Minimum documentation

Gold Loan Interest Rate for Women

IIFL Finance gold loan interest rates for women to offer a financially empowering avenue, ensuring competitive rates aligning with their needs. This approach acknowledges women's diverse financial goals and underscores a commitment to fostering economic autonomy through transparent and favourable interest terms.

  • Interest Rate

    0.99% onward p.m.
    (11.88% - 27% p.a.)

    Rates vary according to the loan amount and repayment frequency

  • Processing Fee

    0 onwards

    Varies depending on scheme availed

  • MTM Charges


    Valuing an asset to reflect its current market rate

  • Auction Charges


    Overdue Notice Charges: 200

How to Apply Gold Loan For Women

Find Your Nearest Branch - IIFL Finance

Walk into any IIFL Gold Loan branch with your gold.

Find Nearest Branch
Documents Required Icon - IIFL Finance

Provide your ID proof, address proof and gold to get an instant approval

Documents Required
Simple Process Calculator - IIFL Finance

Simple process and in-house gold valuation ensures that you get the loan amount in your account or in cash

Why avail Gold Loan for Women from IIFL Finance?

IIFL Finance takes pride in being a premier financial partner, offering a range of customized products and services, with a distinct focus on Gold Loans tailored for ladies. As a preferred Gold Loan Financing Company in India, our extensive network of 2,600+ branches across the nation ensures accessibility. Whether applying online or visiting the nearest branch, our customer-centric approach, including a doorstep gold loan service in 30+ select cities in India, streamlines the entire process, providing women with a hassle-free financial solution.

IIFL Finance "Seedhi Baat" approach, where we prioritize transparency in gold loan interest rates, processing charges, and terms, empowering women to make informed financial decisions. Your pledged gold jewellery is safeguarded in secure vaults and insured, reinforcing our commitment to the safety and security of women's valuable assets. When in search of a gold loan, think of us as your go-to choice for a hassle-free and best-in-class service in India.

Gold loan

Features of Gold Loan For Women

IIFL Finance introduces specialized feature for women seeking jewellery loan:

  1. Swift disbursal ensures quick financial assistance, allowing women to access funds promptly without prolonged waiting periods.

  2. Optimise and securing the highest possible loan amount for pledged gold jewellery and ornaments, empowering women borrowers economically.

  3. Reliable storage and comprehensive insurance and safe in specialized rooms offer a secure environment for your pledged gold assets, giving women borrowers peace of mind.

  4. Transparent fee structure with no hidden cost - all fees are clearly communicated during the application process, promoting financial clarity.

  5. Tailored gold loan schemes designed to address the specific needs of women borrowers and cater to diverse capital requirements.

Eligibility Criteria For Gold Loan For Women

The eligibility conditions of gold loan For Women from IIFL Finance include:

  1. An individual age must be a minimum of 18 years and maximum of 70 years

  2. An individual must be a salaried, businessman, trader, farmer or self-employed professional.

  3. The gold kept as security should have a purity of 18-22 Carat

  4. The loan-to-value, or LTV, ratio is capped at 75%, meaning a maximum of 75% of the value of the gold will be given as loan.

Documents Required Gold Loan For Women

A gold loan borrower must submit a few documents as part of the Reserve Bank of India’s Know Your Customer (KYC) norms. Here is the list of documents:

Accepted Identity Proof
  • Aadhaar Card
  • Valid Passport
  • PAN Card
  • Valid Driving Licence
  • Voter ID Card
Accepted Address Proof
  • Aadhaar Card
  • Valid Passport
  • Rent Agreement
  • Electricity Bill
  • Bank statement
  • Valid Driving Licence
  • Voter ID Card

Gold Loan for Women FAQs

The jewel loan procedure for women is fairly simple. It can be availed by filling application online on IIFL Finance website, or by visiting the nearest IIFL gold loan branch

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The interest rate for women's gold loans is the extra amount charged by the lender, calculated above the loan amount and based on the value of the pledged gold. These gold loan interest rate typically vary between 11.88% and 27% per annum.

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The maximum repayment period available for these loans up to 24 months.The maximum repayment period available for these loans up to 24 months.

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All you have to do is go the official site of IIFL Finance and check gold loan calculator option and enter the weight of your gold in grams/ kilograms and you will get an instant result as to what is the a loan amount that you can avail of.

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Yes, provided you reside in one of the 30+ cities in India that this service is being offered. Check the gold loan at home page on how to apply and cities details

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By charging a nominal prepayment fee, IIFL Finance makes it easy for you to foreclose your gold loan account.

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Gold Loan Repayment options are available in the form of online as well as offline mode. For online, you can choose any of the multiple mobile apps, for offline you can visit your nearest IIFL Finance branch to pay.

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Gold loans designed for women empower them to achieve financial independence by leveraging their gold assets for various purposes, ranging from entrepreneurship to education. It offers flexibility and acknowledges and appreciates women's valuable contributions, paving the way for economic self-sufficiency.
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IIFL Finance's Gold Loan for women provide with

  • Quick and hassle-free solution for women
  • Cost-effective interest rates 
  • Empowers women communities to meet capital needs promptly.
  • Flexible repayment options
  • Allows women to retain ownership of their cherished gold possession
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You can go through our website for any queries related to interest rate and eligibility, alternatively you can get in touch with customer staff by calling on 7039-050-000 for any types of gold loan queries

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