Gold Loan - Rates & Charges
Rates and Charges
Find all the charges payable when availaing a Gold Loan from IIFL
- Interest Rate
0.83% onward p.m.
(9.96% - 27% p.a.)
Rates vary according to the amount and tenure & Purity
- Processing Fee
Varies depending on scheme availed
- MTM Charges
Valuing an asset to reflect its current market rate
The market value of your gold is calculated according to the per gram market rate of gold on the day of the loan application. If pledging gold ornaments or jewellery, only the parts that are gold are used to calculate the value; other metals, stones and gems are excluded from the calculations.