Gold Loan - Rates & Charges

Rates and Charges

Find all the charges payable when availaing a Gold Loan from IIFL
  • Interest Rate

    0.83% onward p.m.
    (9.96% - 27% p.a.)

    Rates vary according to the amount and tenure & Purity

  • Processing Fee

    0 onwards

    Varies depending on scheme availed

  • MTM Charges


    Valuing an asset to reflect its current market rate


Any kind of gold jewellery/ornament of purity over 18 carat can be provided as security to avail a gold loan.

Was this helpful?

Yes, a nominal processing fee has to be paid in availing a gold loan.

Was this helpful?

The market value of your gold is calculated according to the per gram market rate of gold on the day of the loan application. If pledging gold ornaments or jewellery, only the parts that are gold are used to calculate the value; other metals, stones and gems are excluded from the calculations.

Was this helpful?

Yes, you have the option of foreclosing your account where you can pay-back the loan amount before its tenor and release your gold from the branch.

Was this helpful?