Gold Loan In Hassan
In the city of Hassan in Karnataka, the gold loan or loan on gold is one of the most sought-after loan products by those in need of quick financing. Most of the residents of Hassan make it a practice of buying a little gold whenever possible as it is considered a more stable investment when compared to several other investment products. This gold comes in handy when you need to take a gold loan in Hassan, because of the affordable interest rates and simple eligibility criteria. The features and benefits of the gold loan in Hassan from IIFL Finance are also significant and discussed below.
Gold Loan In Hassan: Features and Benefits
The loan against gold offered by IIFL Finance gives the borrower several advantages over other loan products. You can apply online with ease, from your home or your office, and be assured of quick, efficient service. The gold loan in Hassan can be taken even by those who do not have a credit score. The several attractive features and benefits include:
How To Apply For A Gold Loan in Hassan
Walk into any IIFL Gold Loan branch with your gold.
Find Nearest Branch
Provide your ID proof, address proof and gold to get an instant gold loan approval
Documents Required
Simple process ensures that you get the loan amount
Estimate Your Gold Loan Eligibility (Rates Effective 25 Nov 2025)
*The market value of your gold is calculated by taking the 30-day average gold rate of 22-carat gold | The purity of the gold is assumed to be 22 carats.*
*You can avail a maximum loan of up to 75% of the market value of your gold, depending on the quality of the gold.*
Disclaimer: The gold loan amount displayed is an estimate. Actual eligibility and loan value may vary based on the gold valuation process.
Gold Loan Eligibility & Documentation
Getting a Gold Loan from IIFL Finance is simple and hassle-free. Any Indian resident aged 18 years or above with gold jewellery can apply. The process requires only basic KYC documents such as Aadhaar and PAN, no income proof or credit score needed, ensuring quick approval and easy disbursal.
Gold Loan Process and Required Documents Explained
Gold Loan Eligibility: Who Can Apply
Explore the eligibility criteria to apply for a Gold Loan with IIFL Finance.
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You must be between 18 and 70 years of age at the time of loan disbursement.
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Applicants can be salaried, no salaried, self-employed, or non-salaried individuals.
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You must own the gold you are pledging.
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Only gold jewellery is eligible as collateral; gold coins and bars are not accepted for pledge.
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Gold purity must be between 18 and 22 karats.
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Valid KYC documents include the Aadhaar card and PAN card.
Documents Required for Gold Loan
A gold loan borrower must submit one of the following document as part of the Reserve Bank of India’s “Know Your Customer” (KYC) norms:
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Aadhaar Card
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Valid Passport
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PAN Card
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Valid Driving Licence
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Voter ID Card
Why Choose IIFL Gold Loan in Hassan
The gold loan in Hassan that is offered by IIFL Finance will only be considered the best gold loan in Hassan if it offers the borrowers exceptional benefits and reasons to select it. Apart from, freedom of usage and low rates of borrowing here are some of the more popular reasons for choosing IIFL Finance when you are in need of a gold loan:
Highest Loan-to-Value :
When compared to other borrowers, IIFL Finance offers a high Loan to Value ratio – 75%. This means the loan amount offered to you is as high as 75% of the value of the gold in the jewellery that you offer as collateral.
Flexible EMIs :
A hallmark of a good loan is the options it offers borrowers in respect of repayment. IIFL Finance provides those who opt for a gold loan in Hassan several different repayment options such as monthly equated instalments, quarterly equated instalments and bullet repayments.
Gold Safety :
The high security under which your gold ornaments offered as collateral are stored by IIFL Finance make it one of the most important reasons for choosing IIFL as your gold loan provider in Hassan.
Transparency:
Transparency and trust go hand in hand. The transparent manner in which the entire process from application to approval and repayment is carried out, make IIFL Finance a trusted provider for loan services by its satisfied customers.
Why is Gold Loan the Most Feasible Borrowing Mode in Hassan?
A gold loan becomes the most feasible mode of borrowing in Hassan if it is easily accessible, affordable and processing - simple and efficient. The gold loan in Hassan that is offered by IIFL Finance has all these features. As borrowers do not need to have a good credit score, the loan is easily accessible. The competitive interest rates make it affordable to the borrowers. Finally, IIFL officials take care to treat your loan application with the urgency it deserves. Once the completed application is uploaded and the gold deposited as collateral, disbursal of the loan takes place in a matter of a few working hours.
Uses of Loan against Gold in Hassan
The no-end-use-restriction feature of the gold loan in Hassan gives the borrower the right to use the loan money deposited in his or her account for any purpose so long as it is lawful at the point of usage. Most users however use it for the following three purposes:
Business Expenses -
Personal Expenses -
Medical Expenses -
Gold Loan in Hassan FAQs
One is considered qualified to apply for a gold loan from IIFL Finance in Hassan if you meet the eligibility criteria. To do this you must be an Indian citizen above 18 years of age and have gold to pledge as a collateral. Additionally you must be able to repay the loan before you reach the age of 70 years.
There are several benefits of taking a gold loan from IIFL Finance in Hassan. These include low gold loan interest rates, easy application procedure and the freedom to use the loan money as per you personal discretion
Like most other gold loan service providers, IIFL Finance will accept any gold jewellery which has a purity level of at least 18K.
Gold loan interest rate are affordable, and move upward and downward in tune with RBI repo rates. In addition, the rate that a borrower is offered will also depend on his loan amount, loan term and the repayment option chosen.
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