Gold Loan In Pimpri Chinchwad
Though small in area, the twin city of Pimpri-Chinchwad is one of the biggest industrial centres in Asia. It is also a growing IT and real estate hub. The industrial city also has many manufacturing and export businesses, research centres and educational institutions.
Owing to this well-developed industrial and commercial base, many locals and migrant labourers gain employment. In such an expanding local economy, IIFL Finance offers a gold loan in Pimpri-Chinchwad that requires no credit score, offers the highest LTV of 75%, maintains transparency throughout its application process, allows the use of the loan amount for any legal purpose and most importantly, without the involvement of any loan agents in Pimpri-Chinchwad.
After its success across India, IIFL Finance now offers its gold loan to the citizens of Pimpri-Chinchwad.
Features and Benefits of Gold Loan In Pimpri Chinchwad
By operating 2,668+ branches across India, IIFL Finance is now ready to serve the people of Pimpri-Chinchwad with its IIFL Finance gold loan in Pimpri-Chinchwad. The gold loan is an easy way to raise a loan against gold jewellery. Some of the following factors that make it a popular option to raise immediate finances are:
How To Apply For A Gold Loan in Pimpri Chinchwad
Walk into any IIFL Gold Loan branch with your gold.
Find Nearest Branch
Provide your ID proof, address proof and gold to get an instant gold loan approval
Documents Required
Simple process ensures that you get the loan amount
Estimate Your Gold Loan Eligibility (Rates Effective 12 Dec 2025)
*The market value of your gold is calculated by taking the 30-day average gold rate of 22-carat gold | The purity of the gold is assumed to be 22 carats.*
*You can avail a maximum loan of up to 75% of the market value of your gold, depending on the quality of the gold.*
Disclaimer: The gold loan amount displayed is an estimate. Actual eligibility and loan value may vary based on the gold valuation process.
Gold Loan Eligibility & Documentation
Getting a Gold Loan from IIFL Finance is simple and hassle-free. Any Indian resident aged 18 years or above with gold jewellery can apply. The process requires only basic KYC documents such as Aadhaar and PAN, no income proof or credit score needed, ensuring quick approval and easy disbursal.
Gold Loan Process and Required Documents Explained
Gold Loan Eligibility: Who Can Apply
Explore the eligibility criteria to apply for a Gold Loan with IIFL Finance.
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You must be between 18 and 70 years of age at the time of loan disbursement.
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Applicants can be salaried, no salaried, self-employed, or non-salaried individuals.
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You must own the gold you are pledging.
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Only gold jewellery is eligible as collateral; gold coins and bars are not accepted for pledge.
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Gold purity must be between 18 and 22 karats.
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Valid KYC documents include the Aadhaar card and PAN card.
Documents Required for Gold Loan
A gold loan borrower must submit one of the following document as part of the Reserve Bank of India’s “Know Your Customer” (KYC) norms:
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Aadhaar Card
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Valid Passport
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PAN Card
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Valid Driving Licence
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Voter ID Card
Why Choose IIFL Gold Loan in Pimpri Chinchwad
To offer the citizens of Pimpri-Chinchwad the convenient experience of a seamless loan application process and to enable them to use the loan proceeds for any legal purposes, IIFL Finance has one of the best gold loans in Pimpri-Chinchwad. The following features make it a preferred option for raising quick finance.
Highest Loan-to-Value
:Of the many lenders in the segment, IIFL Finance offers one of the best gold loans in Pimpri-Chinchwad, with the highest LTV of 75%.
Flexible EMIs
:By allowing customers to repay through convenient EMIs or as a single payment, IIFL Finance makes the gold loan repayment quicker and less burdensome.
Gold Safety
:IIFLFinance safeguards the pledged gold jewellery in safety vaults that are monitored 24*7 and provides an insurance cover as an additional way of ensuring safety of the borrower’s gold.
Transparency
:IIFL Finance follows a transparent process right from specifying the eligibility criteria to documentation and the rates and fees it charges, thus making it a popular financial product among citizens in Pimpri-Chinchwad.
Why is Gold Loan the Most Feasible Borrowing Mode in Pimpri Chinchwad?
Pimpri-Chinchwad and Pune, are home to many well-known industrial houses in the country. There are automobile industries, IT industry, real estate, manufacturing and exports, research centres and academic institutions in Pimpri-Chinchwad.
The twin city provides large-scale employment to workers and thus boosts the local economy. Sustained employment allows the citizens to seek a better standard of living.
IIFL Finance offers a gold loan in Pimpri-Chinchwad to its citizens so that they can fulfill their desires without involving any cumbersome process.
Uses of Loan against Gold in Pimpri Chinchwad
With an IIFL Finance gold loan in Pimpri-Chinchwad, one can use the loan amount sanctioned to meet any legal expenses, such as personal, medical or business expenses. Let us look at the detailed uses of these.
Business Expenses -
Personal Expenses -
Medical Expenses -
Gold Loan in Pimpri Chinchwad FAQs
To avail a gold loan in Pimpri-Chinchwad, the applicant must be; an Indian national in the age-group of 18-70 years; is either salaried/an entrepreneur/self-employed/trader/farmer and can pledge gold jewellery with a purity of 18-22 carats.
An applicant opting for a gold loan from IIFL Finance enjoys some benefits such as no credit score requirement, application process transparency and the interest rate, charges and fees levied. The approval and disbursal are also fast. The lending company also offers the flexibility to use the loan amount for any legal purpose.
IIFL Finance offers a loan against gold jewellery only. The criteria to pledge gold is that the ornaments should have a purity of 18-22 carats.
Gold loan Interest Rate on a by IIFL Finance in Pimpri-Chinchwad ranges between 18%-22% p.a. Also, the additional charges and fees are mentioned on the website for the customer to know.
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