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Check Your FREE CIBIL Score

And know how to improve it, so you can make better financial decisions with our customized offers

Financial Health Checkup

Why should you check your credit score?


Get detailed analysis of your credit behaviour. Fetching your CIBIL report will not affect your credit score.


See what powers your credit score. Our expert tips will help you improve your score.


Exciting personalised loan offers based on your credit score.

Frequently Asked Questions

Credit Information Bureau (India) Limited (CIBIL) is a credit bureau or credit information company, engaged in maintaining the records of all the credit-related activities of companies as well as individuals, including credit cards and loans.

A CIBIL Report is a consolidated credit report that includes the consumer's CIBIL Score and credit summary, personal information, contact information, employment information, and loan account information.

Credit score is a three-digit number ranging from 300 to 900.

IIFL makes it easy for you. Just fill the short form above, and your credit score will be fetched from CIBIL instantly and for free.

A score of 650 and above is generally considered good and favourable to most lenders.

A score of below 650 is considered bad.

Credit Score is a reflection of past repayments behaviour. Therefore, there is no quick way to raise credit score. What is required is financial discipline in terms of timely payment of EMIs and Card bills and not taking loans unnecessarily. Also, keep checking your Credit Report to keep a track of payments history and to identify errors if any.

We rely on soft pull method of fetching credit score from CIBIL, which does not impact your credit score.