Loan Against Property - Regular (Home Equity)


Loan Against Property - Regular (Home Equity)

Are you looking to start a new business?
Do you require long term working capital to expand your existing business?
Want to send your children for higher education or get them married?
Manage medical expenses?

If your answer is a ‘Yes’, then we offer the perfect solution for you. Now, use immoveable property as per your financial requirements. IIFL Home Loans’ Loan Against Property (LAP), a multi-purpose loan you can avail to meet your financial requirements. We offer Loan Against Property not only against constructed residential or commercial properties but also against plot of land.

Understanding the importance of financial inclusion, we offer Loan Against Property at low rate of interest for a maximum tenure of up to 10 years. Add co-applicant to increase maximum loan amount and rate of interest.

Based on your eligibility and financial requirement, we offer two types of loans under our Loan Against Property- Regular LAP & Samman LAP. Under Regular LAP, we offer maximum loan of up to Rs 10 crore for a loan tenure as long as 10 years with simple repayment options.

To cater financial needs of small business owners, we have customized product 'Samman'. Maximum loan amount that can be availed under Samman LAP is up to Rs 35 lacs. Expanding our footprint, we offer Samman LAP to small set-up owners including kirana store, mobile store, or restaurant.

As per your finance requirement, you can choose one of our product variants:

Regular LAP
upto Rs.10 crores

Max Tenure - 10 years

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Samman LAP
upto Rs.35 lakhs

Max Tenure - 10 years

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So get ready to unlock the power of your property with IIFL Loans


Salient Features

  • Maximum loan of up to Rs. 10 crores (Regular LAP) and Maximum loan of up to Rs. 35 lacs (Samman LAP)
  • Maximum loan tenure of up to 10 years for both Regular LAP & Samman LAP
  • Flexible repayment options
  • Quick approval with simple documentation
  • Loan sanction of up to 70% market value against Residential Property and Loan sanction of up to 60% market value against Commercial property
  • Balance transfer along with an additional top up facility available

What Makes Us Different?

  • Over 3 million satisfied customers
  • 125+ home loan branches spread across India
  • Transparent and hassle free process
  • Legal and technical support every step
  • Door step service

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How IIFL is changing lives

Dr. R Srinivasulu Reddy

I had applied for a Loan against mortgage loan of 2.23 crores in your organisation, it was sanctioned and disbursed within 7 working days. IIFL services are excellent.

Dr. R Srinivasulu Reddy
Vankireddy Hemalath

I want to convey my sincere thanks to IIFL Home Loans Team for making the loan process hassle free. I couldn't resist appreciation for your effort in this regard. Thank you.

Vankireddy Hemalath

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