Gold Loan Calculator

While planning to avail a Gold loan, you must know how much gold you will need to take to the IIFL Branch. Similarly, in you have a Gold jewellery, you can find out against it, how much loan to expect

Gold should me minimum 0.5 grams


The amount should be between Rs.10,000 and Rs.5,00,000

Eligibility amount is indicative | The market value of your gold is calculated by taking 30 days average gold rate of 22 carat gold | Purity of the gold is assumed at 22 carat.

This simple calculator helps you to answer both the above questions and let’s you decide how much gold to take to the IIFL gold loan branch. The best feature of IIFL Gold loan is that you need not pay fixed EMIs every month. All you need to pay is the interest accrued on you loan which makes loan repayment flexible and easy.

How Is The Market Value Of My Gold Jewellery/Ornaments Calculated?
The market value of your gold is calculated according to the per gram market rate of gold on the day of the loan application. If pledging gold ornaments or jewellery, only the parts that are gold are used to calculate the value; other metals, stones and gems are excluded from the calculations.

What Is The Maximum Loan Amount That I Can Take?
You can avail a maximum loan of up to 75% of the market value of your gold depending on the quality of the gold.