Gold Loan In Aurangabad
If you're in search of a gold loan in Aurangabad, it’s one of the smartest ways to access quick funds without hassle. Known for its rich textile heritage, industrial growth, and tourism, Aurangabad is a vibrant city where financial needs—personal or business-related—can arise anytime.
IIFL Finance offers gold loans in Aurangabad with zero hidden charges and flexible repayment options. Whether you need funds for a medical emergency, business expansion, or personal use, this gold loan makes borrowing easy and convenient for the people of Aurangabad.
Gold Loan In Aurangabad: Features and Benefits
IIFL Finance offers the option of a loan against gold to the people of Aurangabad just like it does to people in other cities. Some reasons why people should consider a gold loan in Aurangabad are:
How To Apply For A Gold Loan in Aurangabad
Walk into any IIFL Gold Loan branch with your gold.
Find Nearest Branch
Provide your ID proof, address proof and gold to get an instant gold loan approval
Documents Required
Simple process ensures that you get the loan amount
Estimate Your Gold Loan Eligibility (Rates Effective 13 Dec 2025)
*The market value of your gold is calculated by taking the 30-day average gold rate of 22-carat gold | The purity of the gold is assumed to be 22 carats.*
*You can avail a maximum loan of up to 75% of the market value of your gold, depending on the quality of the gold.*
Disclaimer: The gold loan amount displayed is an estimate. Actual eligibility and loan value may vary based on the gold valuation process.
Gold Loan Eligibility & Documentation
Getting a Gold Loan from IIFL Finance is simple and hassle-free. Any Indian resident aged 18 years or above with gold jewellery can apply. The process requires only basic KYC documents such as Aadhaar and PAN, no income proof or credit score needed, ensuring quick approval and easy disbursal.
Gold Loan Process and Required Documents Explained
Gold Loan Eligibility: Who Can Apply
Explore the eligibility criteria to apply for a Gold Loan with IIFL Finance.
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You must be between 18 and 70 years of age at the time of loan disbursement.
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Applicants can be salaried, no salaried, self-employed, or non-salaried individuals.
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You must own the gold you are pledging.
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Only gold jewellery is eligible as collateral; gold coins and bars are not accepted for pledge.
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Gold purity must be between 18 and 22 karats.
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Valid KYC documents include the Aadhaar card and PAN card.
Documents Required for Gold Loan
A gold loan borrower must submit one of the following document as part of the Reserve Bank of India’s “Know Your Customer” (KYC) norms:
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Aadhaar Card
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Valid Passport
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PAN Card
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Valid Driving Licence
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Voter ID Card
Why Choose IIFL Gold Loan in Aurangabad
IIFL Finance offers one of the best gold loans in Aurangabad for citizens looking to meet their personal or professional goals. Increasingly, more and more people are opting for the lending company’s gold loans owing to the following reasons:
Highest Loan-to-Value
:IIFL Finance offers the highest LTV of 75% to borrowers subject to the value of the physical gold in the local market, making it one of the best gold loans in Aurangabad.
Flexible EMIs
:IIFL Finance allows two flexible options regarding loan repayment. One by making a single payment and the other, by opting for easy monthly EMIs.
Gold Safety
:The pledged gold is safely secured in vaults by the lending company and they also offer an insurance cover for additional safety.
Transparency
:The lending company follows utmost transparency right from its application to the disbursal on its gold loan with one of the lowest interest rates by making all the relevant information available on the website.
Why is Gold Loan the Most Feasible Borrowing Mode in Aurangabad?
With the customers’ convenience in mind, IIFL Finance offers a ‘Home Service’ option to its potential customers keeping all the features and benefits of the gold loan with one of the lowest gold loan interest rate unchanged. A time-saving way to obtain cash is to opt for the Doorstep option and avail of a gold loan from IIFL Finance.
Uses of Loan against Gold in Aurangabad
One of the reasons that makes a gold loan from IIFL Finance a preferred financial instrument is the flexibility of using the loan amount for any legal and valid purposes. Some of the uses of the gold loan are:
Business Expenses -
Personal Expenses -
Medical Expenses -
Gold Loan in Aurangabad FAQs
A resident of Aurangabad in the age-group of 18-70 years who is a salaried employee/entrepreneur/businessperson/farmer/trader and can pledge his gold jewellery for capital can apply for a gold loan in Aurangabad.
IIFL Finance offers the following benefits to an applicant:
- The application process requires less paperwork
- The process of approval and disbursal is simple and quick
- There are no restrictions on the use of the gold loan amount
An individual desiring to opt for a gold loan in Aurangabad can give his gold ornaments as collateral only. Gold in no other form is accepted.
The interest rate for a gold loan in Aurangabad ranges between 11.88%-27% p.a. Along with this, other charges and fees are also applicable on the gold loan which IIFL Finance has disclosed on its website.
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