Gold Loan In Kolkata
Kolkata, the City of Joy steeped in culture and commerce, thrives on its dynamic rhythm. With its unique blend of tradition and modernity, financial demands often call for creative solutions. If you find yourself in need of funds, introducing Gold Loans in Kolkata is a prudent choice.
A Gold Loan becomes your avenue to secure substantial funds, catering to your financial aspirations. Leverage your tangible gold assets to access the finest Gold Loan in Kolkata without constraints on utilisation.
If you’re looking for a simple, stress-free way to fund your financial goals, consider applying for an IIFL Gold Loan. It’s an easy and convenient way to achieve your financial objectives.”
Features and Benefits of Gold Loan In Kolkata
Gold loans have gained immense popularity, particularly in the vibrant city of Kolkata. IIFL Finance proudly presents a tailor-made gold loan designed to meet the unique capital requirements of the people of Kolkata. Here's an insight into the exceptional features of our gold loan in Kolkata:
How To Apply For A Gold Loan in Kolkata
Gold Loan Calculator (Rates as on 04 December 2023)
Eligibility Criteria to Apply For Gold Loans in Kolkata
IIFL Finance is one of the gold loan companies in Mumbai with straightforward eligibility criteria such that no requirement for a high fixed income or having a high credit score is needed to avail of a different type of loan. Here are the eligibility criteria for gold loan in Mumbai:
Check for IIFL Finance gold loan eligibility criteria :
You must be a salaried employee/ businessman/ businesswoman/ trader/ farmer or self-employed professional.
The loan-to-value, or LTV, ratio is capped at 75%, meaning a maximum of 75% of the value of the gold will be given as loan.
You should be between the age of 18-70 years.
You should have gold ornaments purity 18-22 carats.
Documents Required For Gold Loan in Kolkata
The documentation process required for an instant jewellery loan in Kolkata is simple and easy to execute. The following documents are required to prove your identity and address as valid proof for taking a gold loan in Kolkata:
Valid Driving Licence
Voter ID Card
Why Choose IIFL Gold Loan in Kolkata
IIFL Finance is one of the leading gold loan providers in Kolkata. We offer a variety of gold loan products with attractive and reasonable interest rates. Here are four reasons why you should choose IIFL Finance for your gold loan in Kolkata:
We offer the highest possible loan amount based on the value of your pledged gold.
Your pledged gold is fully insured and kept in secure lockers with us.
We offer specialised schemes to ensure that you get the loan amount you need to meet your financial needs.
We offer flexible payment options to make your loan repayment affordable.
Why is Gold Loan the Most Feasible Borrowing Mode in Kolkata?
Gold loans can be a great way to access quick cash for personal expenses. If you are a Kolkata resident with gold jewelry lying dormant in a bank locker, you may consider taking a gold loan. Gold loans are secured by your gold jewelry, so you don't need to have a good credit score to qualify. You can borrow up to 75% of the value of your gold and repay the loan over a period of up to 24 months.
Uses of Loan against Gold in Kolkata
A gold loan is a type of loan that uses gold jewelry or other gold items as collateral. This means that you can borrow money against the value of your gold, without having to sell it. Gold loans are a popular option for people who need quick access to cash, as they can be processed quickly and easily. There are no restrictions on how you can use the loan amount, so you can use it for any purpose you need.
Some common uses for a gold loan in Kolkata include:
Gold Loan in Kolkata FAQs