Gold Loan In Panipat
In Panipat, a city recognised for its textile dominance, growing industries, and culturally rich households, financial needs can arise at any time, whether for business expansion, healthcare needs, or a family celebration.
A gold loan in Panipat from IIFL Finance lets you access quick funds by leveraging your gold without giving it up. The process is quick, transparent, and reliable, making it a preferred option for individuals and business owners alike. With minimal paperwork and same-day processing, getting a gold loan in Panipat fits perfectly with the city’s fast-moving lifestyle.
Features and Benefits of Gold Loan In Panipat
The IIFL Finance gold loan in Panipat is often the loan of choice for investors due to the several outstanding features that make it one of the most suitable credit options during times of financial need. The most outstanding of these features are:
How To Apply For A Gold Loan in Panipat
Walk into any IIFL Gold Loan branch with your gold.
Find Nearest Branch
Provide your ID proof, address proof and gold to get an instant gold loan approval
Documents Required
Simple process ensures that you get the loan amount
Estimate Your Gold Loan Eligibility (Rates Effective 10 Dec 2025)
*The market value of your gold is calculated by taking the 30-day average gold rate of 22-carat gold | The purity of the gold is assumed to be 22 carats.*
*You can avail a maximum loan of up to 75% of the market value of your gold, depending on the quality of the gold.*
Disclaimer: The gold loan amount displayed is an estimate. Actual eligibility and loan value may vary based on the gold valuation process.
Gold Loan Eligibility & Documentation
Getting a Gold Loan from IIFL Finance is simple and hassle-free. Any Indian resident aged 18 years or above with gold jewellery can apply. The process requires only basic KYC documents such as Aadhaar and PAN, no income proof or credit score needed, ensuring quick approval and easy disbursal.
Gold Loan Process and Required Documents Explained
Gold Loan Eligibility: Who Can Apply
Explore the eligibility criteria to apply for a Gold Loan with IIFL Finance.
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You must be between 18 and 70 years of age at the time of loan disbursement.
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Applicants can be salaried, no salaried, self-employed, or non-salaried individuals.
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You must own the gold you are pledging.
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Only gold jewellery is eligible as collateral; gold coins and bars are not accepted for pledge.
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Gold purity must be between 18 and 22 karats.
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Valid KYC documents include the Aadhaar card and PAN card.
Documents Required for Gold Loan
A gold loan borrower must submit one of the following document as part of the Reserve Bank of India’s “Know Your Customer” (KYC) norms:
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Aadhaar Card
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Valid Passport
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PAN Card
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Valid Driving Licence
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Voter ID Card
Why Choose IIFL Gold Loan in Panipat
With over twenty-five years of experience and over 60 lakh customers, IIFL Finance has built itself into a trustworthy brand offering several credit products to customers in need of urgent cash. It is often referred to as the best gold loan in Panipat because of the several advantages it offers compared to other lenders. Here are some reasons to consider:
High Loan to Value Ratio :
IIFL Finance offers a high loan value against the gold deposited as collateral, compared to other lenders. With an LTV of 75% offered, you can get a higher loan against the gold deposited.
Flexible EMIs:
The IIFL Finance Panipat Gold Loan allows the borrower to choose from Flexible EMI repayment structures. This is best suited for borrowers who do not have a regular income. Based on periodic income the borrower receives, you have an opportunity to choose your repayment scheme.
Safety :
Pledged gold is not only kept securely in vaults, it is also insured for extra protection and peace of mind.
Transparency:
Quick disbursal and transparency in the process is what renders the IIFLFinance Panipat Gold Loan the most sought after Gold loan. The process is customer-centric and convenient.
Why is Gold Loan the Most Feasible Borrowing Mode in Panipat?
Home to a variety of manufacturing industries, Panipat it is now renowned as the Textile City or City of Weavers. A global centre for recycling textiles, Panipat is also known as the cast-off capital. Business opportunities which may have taken a backseat due to paucity of funds, can now be realised with the assistance of the Gold loan in Panipat from IIFL Finance simply by pledging your gold. Use our Gold loan calculator to determine the value of your gold and get started today!
Uses of Loan against Gold in Panipat
Quick processing and disbursal along with minimal documentation make the Gold Loan in Panipat offered by IIFL Finance an appealing credit option as compared to other players.
Medical Exigency
-Personal
-Business
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Gold Loan in Panipat FAQs
Starting at 0.99% per month, the interest of Panipat Gold Loan varies as per the Scheme availed by you.
The minimum age to apply for a gold loan is 18 years.
There is an online gold loan calculator available on our website. The market value of your Gold is calculated by taking the 30-day average gold rate of 22 carat gold. Simply enter the weight of gold you have available to pledge in the given field. The approximate loan amount is displayed.
You can apply for a gold loan in Panipat if you:
1.The age should be 18-70 years
2.possess gold ornaments with purity of 18-22 carats
3.are an entrepreneur/salaried employee/trader/farmer or self-employed professional.
No guarantor is required to apply for the IIFL Finance Gold Loan.
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