Gold Loan In
Rajkot

Rajkot in Gujarat is called the ‘Growth Engine of Saurashtra’ owing to the thriving engineering and auto ancillary industries. It is also known for textiles and apparel and is a leading educational, economic and industrial hub of the south-west region. Also, the Rajkot Stock Exchange is linked to the Delhi, Mumbai and Kolkata stock exchanges.

As a prominent business centre, businessmen, entrepreneurs and even citizens need funds. In such times, a gold loan in Rajkot is a good option because of the features and benefits. A gold loan in Rajkot requires no credit score; follows a transparent process; is approved and disbursed quickly and imposes no restrictions on its use.

Features and Benefits of Gold Loan In Rajkot

A gold loan in Rajkot is among the most preferred financial instruments for customers seeking loans to meet their financial needs. IIFL Finance has one such customised gold loan for citizens in Rajkot that has the following features and benefit

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Quick Approval and Disbursal:

The application for a gold loan is processed immediately, subject to the eligibility criteria being met and the validity of the documents.

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No End-Use Restrictions:

The approved loan amount can be used to meet personal, business or medical expenses.

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Minimal Paperwork:

When applying for a gold loan in Rajkot, the applicant is required to do minimal paperwork. A few additional documents are required to be submitted along with the application form.

How To Apply For A Gold Loan in Rajkot

Walk into any IIFL Gold Loan branch with your gold.

Find Nearest Branch

Provide your ID proof, address proof and gold to get an instant gold loan approval

Documents Required

Simple Process Calculator - IIFL Finance

Simple process ensures that you get the loan amount

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Estimate Your Gold Loan Eligibility (Rates Effective 30 Dec 2025)

Find out the amount you will receive against your gold jewellery

Gold Weight(gm)

gms kg

Loan amount

Gold Loan Per Gram @ / Gm

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*The market value of your gold is calculated by taking the 30-day average gold rate of 22-carat gold | The purity of the gold is assumed to be 22 carats.*

*You can avail a maximum loan of up to 75% of the market value of your gold, depending on the quality of the gold.*

Disclaimer: The gold loan amount displayed is an estimate. Actual eligibility and loan value may vary based on the gold valuation process.

Gold Loan Eligibility & Documentation

Getting a Gold Loan from IIFL Finance is simple and hassle-free. Any Indian resident aged 18 years or above with gold jewellery can apply. The process requires only basic KYC documents such as Aadhaar and PAN, no income proof or credit score needed, ensuring quick approval and easy disbursal.

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Gold Loan Process and Required Documents Explained

Gold Loan Eligibility: Who Can Apply

Explore the eligibility criteria to apply for a Gold Loan with IIFL Finance.

You must be between 18 and 70 years of age at the time of loan disbursement.
Applicants can be salaried, no salaried, self-employed, or non-salaried individuals.
You must own the gold you are pledging.
Only gold jewellery is eligible as collateral; gold coins and bars are not accepted for pledge.
Gold purity must be between 18 and 22 karats.
Valid KYC documents include the Aadhaar card and PAN card.

Documents Required for Gold Loan

A gold loan borrower must submit one of the following document as part of the Reserve Bank of India’s “Know Your Customer” (KYC) norms:

Aadhaar Card
Valid Passport
PAN Card
Valid Driving Licence
Voter ID Card

Why Choose IIFL Gold Loan in Rajkot

IIFL gold loan in Rajkot is among the best gold loans in Rajkot. The gold loan is a customised instrument with an interest rate that is among the lowest being offered on similar products. Some other features that make it an attractive option for borrowing are:

Highest Loan-to-Value:

IIFL Finance offers the highest loan amount of up to 75% to the borrowers, subject to the value of the pledged gold in the physical market in Rajkot.

Flexible EMIs:

The lending company offers the flexibility of repaying the loans through monthly EMIs or as a single payment.

Safety:

IIFL Finance secures the pledged gold in steel vaults that are monitored 24*7 and also insures the gold for additional security.

Transparency:

Another important factor that makes the gold loan among the best gold loans in Rajkot is the complete transparency that IIFL Finance maintains by disclosing the applicable charges and fees at the time of applying for the loan.

Why is Gold Loan the
Most Feasible Borrowing Mode in Rajkot?

Rajkot is recognised as the ‘Growth Engine of Saurashtra’. It is the economic, educational and industrial hub of the south-west region of Gujarat. Rajkot Stock Exchange is linked to the stock exchanges in Mumbai, Kolkata and New Delhi.

With a flurry of activities, one often needs funds for various personal and business needs. Then, a gold loan in Rajkot becomes the most feasible borrowing mode owing to the various features and benefits. Without asking for a credit score, IIFL Finance offers up to 75% of the pledged loan, at among the lowest interest rates in a completely transparent way.

Uses of Loan against Gold in Rajkot

A gold loan in Rajkot is the best way to raise money by using gold jewellery to pledge as collateral with the bank. The amount of loan approved is subject to the value of the pledged gold. This loan amount has no restrictions on its use and can be used for any of the following purposes.

Business Expenses

An entrepreneur or a self-employed can use the loan amount to pay rent/salaries, buy new assets and meet operating expenses.

Personal Expenses

Important personal expenses such as higher education, weddings and vacations can be fulfilled with a gold loan in Rajkot.