Gold Loan Eligibility Criteria
From loan application to disbursement, the IIFL Finance gold loan process is streamlined in order to make it simple for applicants to get loan without any hassle. You can apply for gold loan online or by visiting any of our 2,700+ branches across India.
Before applying for Gold loan make sure you meet the requirements, which are listed below:
Applicant Details
An individuals should be salaried, Non-Salaried, Self-Employed individuals with minimum age of 18 years, maximum age of 70 years at the time of loan disbursal.
Gold Purity
IIFL Finance provides loan on gold purity of 18-22 Carat.
Maximum loan to Value ratio (LTV Ratio)
IIFL Finance will provide a loan of maximum 75% of the value of gold pledged
Gold Loan Eligibility Related Video
Gold Loan Eligibility: Everything You Need to Know
To know about gold loan and its eligibility criteria, check this video for more information. If you meet all above mentioned eligibility criteria, you apply for gold loan online. You have to click on "Apply Now" Button then fill in the required details and submit the application form. Our IIFL representative will contact you and assist you through the next steps of gold loan process.
Gold Loan FAQs
No, income proof is not needed for gold loan.
PAN card is needed only for gold loans of above Rs 5 lakh
Gold loan can be availed by filling application online on IIFL Finance website, or by visiting the nearest branch
To check your eligibility for IIFL gold loan you can visit our website or branch.
IIFL Insights
When it comes to gold, we already know how revere…
Gold refining is an intricate process that conver…
Gold, a brilliant and precious metal, has enjoyed…
Onam, Kerala's magnificent harvest festival, is a…