Gold Loan Eligibility Criteria

From loan application to disbursement, the IIFL Finance gold loan process is streamlined in order to make it simple for applicants to get loan without any hassle. You can apply for gold loan online or by visiting any of our 2,700+ branches across India.

Before applying for Gold loan make sure you meet the requirements, which are listed below:

Applicant Details

An individuals should be salaried, Non-Salaried, Self-Employed individuals with minimum age of 18 years, maximum age of 70 years at the time of loan disbursal.

Gold Purity

IIFL Finance provides loan on gold purity of 18-22 Carat.

Maximum loan to Value ratio (LTV Ratio)

IIFL Finance will provide a loan of maximum 75% of the value of gold pledged

Gold Loan Eligibility Related Video

Why Should You take a Personal Loan from IIFL?
Gold Loan Eligibility: Everything You Need to Know

To know about gold loan and its eligibility criteria, check this video for more information. If you meet all above mentioned eligibility criteria, you apply for gold loan online. You have to click on "Apply Now" Button then fill in the required details and submit the application form. Our IIFL representative will contact you and assist you through the next steps of gold loan process.

Gold Loan FAQs

No, income proof is not needed for gold loan.

PAN card is needed only for gold loans of above Rs 5 lakh

Gold loan can be availed by filling application online on IIFL Finance website, or by visiting the nearest branch

To check your eligibility for IIFL gold loan you can visit our website or branch.

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