Gold Loan Eligibility Criteria

From loan application to disbursement, the IIFL Finance gold loan process is streamlined in order to make it simple for applicants to get loan without any hassle. We respect the value of your gold and keep it secure in our vaults and . You can apply for gold loan online or by visiting any of our 2,500+ branches across India.

Before applying for Gold loan make sure you meet the requirements, which are listed below:

‌‌
Applicant Details

An individuals should be salaried, Non-Salaried, Self-Employed individuals with minimum age of 18 years, maximum age of 70 years at the time of loan disbursal and maximum age of 72 years at the time of loan renewal.

‌‌
Gold Purity

IIFL Finance provides loan on gold purity of 18-22 Carat.

‌‌
Maximum loan to Value ratio (LTV Ratio)

IIFL Finance will provide a loan of maximum 75% of the value of gold pledged

Gold Loan Eligibility Related Video

Why Should You take a Personal Loan from IIFL?
गोल्ड लोन Eligibility: Everything You Need to Know

To know about gold loan and its eligibility criteria, check this video for more information. If you meet all above mentioned eligibility criteria, you apply for gold loan online. You have to click on "Apply Now" Button then fill in the required details and submit the application form. Our IIFL representative will contact you and assist you through the next steps of gold loan process.

Gold Loan FAQs

No, income proof is not needed for gold loan.

Was this helpful?

PAN card is needed only for gold loans of above Rs 5 lakh

Was this helpful?

Gold loan can be availed by filling application online on IIFL Finance website, or by visiting the nearest branch

Was this helpful?

To check your eligibility for IIFL gold loan you can visit our website or branch.

Was this helpful?
Show More Show Less

IIFL Insights

RBI's Rules For Gold Loan Repayment When The Borrower Passes Away
Gold Loan RBI's Rules For Gold Loan Repayment When The Borrower Passes Away

Gold loans are quite popular because they usually…

Understanding The Impact Of GST On Gold
Gold Loan Understanding The Impact Of GST On Gold

Gold is more than a cultural symbol in India; it…

Unveiling The Brilliance: Understanding Different Types Of Gold Carats
Gold Loan Unveiling The Brilliance: Understanding Different Types Of Gold Carats

The very term "gold" conjures up images of luxury…

How To Invest In Gold For Beginners: A Golden Opportunity
Gold Loan How To Invest In Gold For Beginners: A Golden Opportunity

Few assets have retained their attraction and wor…