About IIFL

IIFL Finance

Last updated on: 4/19/2024 12:00:00 AM

Last updated on: 4/19/2024 12:00:00 AM

IIFL Finance Limited (hitherto referred to as IIFL) (NSE: IIFL, BSE: 532636) is one of the leading players in the financial services space in India. Together with its subsidiaries – IIFL Home Finance Limited, IIFL Samasta Finance Limited (Formerly known as Samasta Microfinance Limited) and IIFL Open Fintech Private Limited, it provides a diverse range of loans and mortgages.

These include home loans, gold loans, business loans including loans against property and medium & small enterprise financing, micro finance, developer & construction finance and capital market finance; catering to both retail and corporate clients.

The company has a nationwide presence with a thriving network of 2600+ branches across 500+ cities.

Loan AUM Mix (%):

As on March 31, 2023

Subsidiaries
IIFL Home Finance Limited IIFL Samasta Finance Limited (formerly known as
Samasta Microfinance Limited)
IIFL Open Fintech Private Limited
  • Incorporated under the Companies Act, 1956.
  • Registered as a Housing Finance Company with the National Housing Bank vide Certificate of Registration (COR) No. 02.0070.09 dated February 3, 2009.
  • Provides affordable home loans, small ticket sized home loans, secured MSME Loans and project loans.
  • Incorporated in March 2008.
  • Categorized as a systematically important Non Banking Finance (non-deposit accepting or holding) Company-Micro Finance Institution (NBFC MFI).
  • Provides micro finance services to women enrolled as members and organized as Joint Liability Company (‘JLG’).
  • Incorporated under the Companies Act, 2013
  • Offers neo-banking services to consumers and micro-enterprises and retail customers including lending, investment, and wealth management services to certain target groups

Our Story in Numbers

  • ‌‌‌
    Assets under management#
    ₹ 77,444 Cr
  • ‌‌‌
    Happy employees
    33,910
  • ‌‌‌
    Total income Q4FY23
  • ‌‌‌
    Credit rating by Crisil#
    AA Positive
# As on Dec 31, 2023

Vision

To be the most respected financial services company in India.

- Not necessarily the largest or most profitable

Core Values

Our core values serve as a moral compass in all our activities. Fairness, Integrity and Transparency - FIT is the driving force behind all that we do at IIFL. We only work with people who fit into our professional ethos. We are resolute in the observance of these values and will let go of any growth opportunities that deem unfit.

  • F
    Fairness

    Fairness in our transactions with all stakeholders including employees, customers, communities, regulators, government, investors and vendors, bereft of fear or favour.

  • I
    Integrity

    Integrity and honesty of the utmost nature, in letter, in spirit, and in all our dealings with people -- internal or external.

  • T
    Transparency

    Transparency in all our dealings with stakeholders, media, investors, and the public at large.

Foundation of Excellence

Branch Network

Network of own branches and people built over two decades

Technology

Proprietary technology and digital innovations DNA, demonstrated over years

Balance Sheet & Brand

Robust balance sheet and brand assiduously built with impeccable track record

Management

Committed and best-in-class management team driven by autonomy & generous ESOPs

Systems & Processes

Systems and processes, strong governance structure vindicated in times of crisis