Home Loan

Getting a home loan from us is quick and simple. With financing and expert advice from IIFL, you can also be a proud homeowner. Whether you are salaried or self-employed, you can get a home loan with competitive interest rates for the purchase of row houses, bungalows, flats and even plots. Faster processing and affordable EMIs make IIFL home loans the perfect choice for new or experienced home buyers. We also offer expert legal and technical counselling to make the home buying process that much easier. Let us lend you a helping hand in making your dream come true.

Home Loan - Features And Benefits

  • Quick & hassle-free loan
  • Attractive interest rates @ 8.45%* onwards
  • Affordable EMIs
  • Tenure upto 20 years for salaried
  • Tenure upto 20 years for self-employed

Types of Home Loan



New Home Loan

Own your dream home with IIFL Home Loans as we offer fast processing and simple documentation.


Swaraj Home Loan

Swaraj Home Loan

Through Swaraj Home Loans, IIFL caters to a vast community of first time home buyers who may or may not be supported by formal income documentation.


Home Extention

Home Improvement Loan

Go for a home makeover and be assured of a hassle free and speedy loan with IIFL Home Improvement Loan.

IIFL Home Loan Balance Transfer

Balance Transfer

Balance Transfer

High interest rates or inefficient service by lender- no matter what the reason, you can now transfer home loan balance to IIFL Home Loans with much ease and convenience.


NRI Home Loan

NRI Home Loan

No matter where you are settled, if you enjoy an NRI status, you can buy a house or property in India through IIFL NRI Home Loans.

EMI Calculator



Principal Amt. 100000

Interest Payable 18250

Home Loan FAQs

If you are an Indian citizen between the ages of 18 to 75, and are either salaried or self-employed, you can apply for a Home Loan from IIFL Home Finance Limited.

It is not mandatory to have a co-applicant but having a co-applicant will increase your eligibility and your chances of getting the home loan sanctioned. If you are an individual, your parents, your spouse or even your major children can be your co-applicant. A co-owner of your property has to be a co-applicant but a co-applicant need not be a co-owner. Non Individual organizations like a partnership firm, an LLP, and a private limited company can also be a co-applicant.

You can make an online home loan application by clicking here. Our documentation is simple and we offer instant sanction for home loans. You can also call us on our toll free number 08067264687 for assistance.

An EMI is the 'Equated Monthly Installment', which is the monthly payment that you make towards repaying your Home Loan on a specified date until your loan is repaid in full. It is calculated in the manner that in the initial years of the loan, the interest payment is much larger than the principal component whereas in the latter years of the loan duration, the principal component is much larger. We offer the cheapest home loans which means that in comparison your EMI’s on a IIFL Home Finance Limited Home Loan will be lower, thus making it easier on your pocket.

Read More

Learn with IIFL

May I Help You