Personal Loan

When the time of essence, you can count on us

Don't make your dream wait.

IIFL Personal Loan up to 5 Lakh is designed to ensure that you get express disbursal into your account in just a few hours.

You can take personal loan for domestic or international vacation, wedding, for buying a latest gadget, pursuing higher education, purchasing a vehicle or even home renovation. IIFL personal loan will help you realize your dream at an express speed in 3 quick steps. Give us a call at 7039-050-000

Personal Loan - IIFL Finance

Eligibility check in 2 minutes

All you need to do is quickly follow 3 simple steps - Check eligibility, KYC, Set up E-NACH and find out how much loan you can get given your monthly income and commitments.

How Personal Loan Works - IIFL Finance

Approval for upto 5 lakhs in 2 minutes

Enter your basic details and get your CIBIL score for FREE. We will instantly churn numbers to give you e-approval within 2 minutes.

Accepted Identity Proof
  • Selfie
  • ID Proof (PAN Card)
  • Address proof (Aadhar card/Driving License)

Personal Loan Calculator

Calculate your EMI and choose the most suitable product for you
₹ 5 K ₹ 5 L
Years
0.25 Years 3 Years
16.5 % 32.5 %
‌
₹
Apply Now
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Access Your Loan Account On the Go

IIFL Loans Mobile App

Account Summary Make EMI Payment Submit A Query Complete A/c Statement

Loan process in less than 5 minutes

01
Find Your Nearest Branch - IIFL Finance
‌

Through one form, you can get your personal loan eligibility

Personal Loan Eligibility link
02
Documents Required Icon - IIFL Finance
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Pre-fill application form through Aadhar, get instant approval in 5 minutes

03
Simple Process Calculator - IIFL Finance

Upload all documents online

Fulfill All Your Dreams with IIFL loans

Mr. Sharma is still waiting for the approval of his personal loan while Mr. Verma has already received his personal loan amount in just 8 hours. Watch the video to know how.

Home Finance Corporate Film - IIFL Finance IIFL Personal Loan

Product Features

Product Features for Personal Loan:

1. Get Loans ranging from INR 5,000 to INR 5,00,000
2. 100% online loan process - Only PAN, Aadhar & Bank Statement required
3. Disbursal within 24 hours
4. Minimum APR (Annual Percentage Rate) is 14.5% and the maximum APR (Annual Percentage rate) is 28.5%
5. Minimum Tenure is 3 months & maximum Tenure is 36 months
6. Processing Fee is 2.5% - 4 %
7. Get a higher loan on successful repayment

*The annual interest rates and processing fee will vary as per the risk profile of the customers and the selected tenure.

Example:


Loan Amount: ₹20,000
Tenure:180 days (6 months)
Interest Charged: ₹ 1,426 (24% per annum)
Processing Fee: 590 (2.5% of Loan Amount- 500 + GST @18%= 90)
Amount Disbursed- 19,410
EMI Amount: ₹ 3,571

Loan amount is ₹ 20,000. Disbursed amount is ₹ 19,410. Total loan repayment amount is ₹ 21,426.

Customer Support

We are devoted to solving your queries and concerns, quickly and to your satisfaction.
Apply Now

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