Gold Loan In Ahmedabad

With Ahmedabad emerging as an important industrial and economic centre in India, there is always a need of financial capital for the illustrious, keen-eyed entrepreneur. If you are one of them, the Gold Loan in Ahmedabad is one of the loan products that are worth exploring. You can easily avail a loan for your business or any other contingency if you have gold to offer as a collateral. IIFL offers gold loans in Ahmedabad against gold jewellery deposited as a collateral to any Indian citizen between 18 to 70 years of age. The application can be done online and the entire formalities completed without stepping out of the comfort of your home.

If you are looking for an easier and quick way to raise funds, apply for Gold loan in Ahmedabad with IIFL Finance.

Features and Benefits of Gold Loan In Ahmedabad

The Gold Loan in Ahmedabad offered by IIFL has several attractive features and benefits. It is almost like an instant loan in Ahmedabad with turnaround times of 30 minutes if the paperwork is in order and the gold is ready to be deposited with full safety and security. We have gold loan at home services available at Ahmedabad to give better comfort to our customers without any hassle.

Quick Approval and Disbursal

The gold loan approval process is quick and easy. Apply online, filling in the required details regarding the amount of gold that you have to offer for the loan. Or you can make an in-person visit to any IIFL office near you or opt for gold loan at home service.

Gold Pledge is Secured and Insured

The pledged gold is secured, safely kept in highly secured vaults and after repaying the entire loan will return the gold articles pledged

Minimum Documentation

Require minimal paperwork and documentation as the process is straightforward to ensure you can apply for the gold loan in a matter of minutes.

How To Apply For A Gold Loan in Ahmedabad

01
Find Your Nearest Branch - IIFL Finance
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Walk into any IIFL Gold Loan branch with your gold.

Find Nearest Branch
02
Documents Required Icon - IIFL Finance
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Provide your ID proof, address proof and gold to get an instant approval

Documents Required
03
Simple Process Calculator - IIFL Finance

Simple process and in-house gold valuation ensures that you get the loan amount in your account or in cash

Gold Loan Calculator (Rates as on 13 April 2024)

Find out the amount you will receive against your gold jewellery
gms kg
Rate Calculated @ / Gm

*The market value of your gold is calculated by taking 30 days average gold rate of 22 carat gold | Purity of the gold is assumed at 22 carat.

*You can avail a maximum loan of up to 75% of the market value of your gold depending on the quality of the gold.

0% Processing Fee

For All Gold Loans securities* Apply Before May 1st 2019

Eligibility Criteria to Apply For Gold Loans in Ahmedabad

It is not difficult to meet the eligibility criteria for gold loan in Ahmedabad. However, IIFL has set the criteria such that person availing a gold loan in Ahmedabad will be able to repay the loan and reclaim their gold as per the agreed time limit. Here are the eligibility criteria for gold loan in Ahmedabad:

  1. You must be a salaried employee/ businessman/ businesswoman/ trader/ farmer or self-employed professional.

  2. You should be an Indian nationality.

  3. You should be between the age of 18-70 years.

  4. You should have gold ornaments purity 18-22 carats.

Documents Required For Gold Loan in Ahmedabad

The documentation process required for an instant jewellery loan is quite simple to execute. Check the given below documents needed for gold loan process and disbursal.

Aadhaar and PAN Card

Valid Passport

2 passport-size photographs

Valid Driving Licence

Voter ID Card

Job Card Issued By NREGA

Ration Card

Electricity Bill

Salary/Income Proof

Certificate by Jewel Appraiser (Bank will Arrange)

Why Choose IIFL Gold Loan in Ahmedabad

IFL Finance is one of the leading gold loan provider in Ahmedabad. If you are looking for the best gold loan in Ahmedabad, here are some of the reasons for you to choose the IIFL gold loan.

  1. The loan amount is offered at the highest possible value of the pledged gold by the customer.

  2. The pledged gold is kept highly safe in secure lockers with IIFL Finance and is backed by an insurance policy.

  3. Customised gold loan schemes as per the customer to ensure raise funds to meet all of your capital requirement needs at best interest rates.

  4. Flexible EMIs, lower gold loan interest rates and repayment options to ensure the loan does not create a financial burden on the borrower.

Why is Gold Loan the Most Feasible Borrowing Mode in Ahmedabad?

The gold loan is the most feasible borrowing mode in Ahmedabad for anyone in need of an urgent loan and who has gold to offer as collateral. Being a secured loan, the interest rates are far lower than unsecured loans like personal loans. The loan to value ratio offered on our gold loan in Ahmedabad is set as per RBI standards and is also one of the highest. Not only will your gold be stored under high security vaults, it will also be insured to further protect you and your valuables. Before applying you can check gold rate in Ahmedabad today. Most importantly there are no pre-conditions regarding usage.

 

Gold Loan in Ahmedabad FAQs

Any adult Indian citizen of a sound mind can apply for gold loan in Ahmedabad if she or he is between 18 to 70 years of age.

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Using the gold loan calculator on the IIFL website is the best way to calculate the amount of loan you can avail against your gold. Keep in mind that the loan amount is dependent on the purity of the gold and the weight of the gold pledged.

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Yes, it is possible to prepay your gold loan in Ahmedabad. In fact, you will save on interest expenses if you do so.

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The maximum tenure of gold loan in Ahmedabad is two years

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The gold loan interest in Ahmedabad starts with 0.99% onwards per month and rate varies as per loan amount and gold loan scheme availed.

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You can go through our website for any queries on low-interest gold loans. Alternatively, you can get in touch with our customer service staff by calling on 7039-050-000 for any type of queries on gold loan finance.

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