Gold Loan In Jodhpur
If you're exploring options for a gold loan in Jodhpur, you’ll be glad to know it’s one of the quickest and most accessible ways to get funds in this growing city. Known as the ‘Blue City’ of Rajasthan, Jodhpur thrives on tourism, handicrafts, and urban development projects like Festival City and the Delhi-Mumbai Industrial Corridor.
As financial needs rise with growth and opportunity, IIFL Finance offers gold loans in Jodhpur with minimal paperwork, fast disbursal, and competitive interest rates. Whether you need money for personal use, business, or emergencies, pledging your gold can help you access funds easily—without selling your precious ornaments.
Gold Loan In Jodhpur: Features and Benefits
For owners of gold, Gold Loans in Jodhpur is a great financial instrument to raise funds. Jodhpur is a princely state and gold a treasured asset in households not only in Jodhpur but throughout India.
Here are some reasons that make Gold Loan Jodhpur a lucrative option.
How To Apply For A Gold Loan in Jodhpur
Walk into any IIFL Gold Loan branch with your gold.
Find Nearest Branch
Provide your ID proof, address proof and gold to get an instant gold loan approval
Documents Required
Simple process ensures that you get the loan amount
Estimate Your Gold Loan Eligibility (Rates Effective 01 Dec 2025)
*The market value of your gold is calculated by taking the 30-day average gold rate of 22-carat gold | The purity of the gold is assumed to be 22 carats.*
*You can avail a maximum loan of up to 75% of the market value of your gold, depending on the quality of the gold.*
Disclaimer: The gold loan amount displayed is an estimate. Actual eligibility and loan value may vary based on the gold valuation process.
Gold Loan Eligibility & Documentation
Getting a Gold Loan from IIFL Finance is simple and hassle-free. Any Indian resident aged 18 years or above with gold jewellery can apply. The process requires only basic KYC documents such as Aadhaar and PAN, no income proof or credit score needed, ensuring quick approval and easy disbursal.
Gold Loan Process and Required Documents Explained
Gold Loan Eligibility: Who Can Apply
Explore the eligibility criteria to apply for a Gold Loan with IIFL Finance.
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You must be between 18 and 70 years of age at the time of loan disbursement.
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Applicants can be salaried, no salaried, self-employed, or non-salaried individuals.
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You must own the gold you are pledging.
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Only gold jewellery is eligible as collateral; gold coins and bars are not accepted for pledge.
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Gold purity must be between 18 and 22 karats.
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Valid KYC documents include the Aadhaar card and PAN card.
Documents Required for Gold Loan
A gold loan borrower must submit one of the following document as part of the Reserve Bank of India’s “Know Your Customer” (KYC) norms:
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Aadhaar Card
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Valid Passport
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PAN Card
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Valid Driving Licence
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Voter ID Card
Why Choose IIFL Gold Loan in Jodhpur
IIFL Finance offers the best gold loan in Jodhpur. The process for application of the loan is simple and quick. The disbursal for the best gold loan in Jodhpur is also immediate and hassle-free. Some important factors for the popularity of the gold loan are:
Highest Loan-to-Value
:IIFL Finance offers the borrower the highest loan-to-value of 75%. It is determined by the total value of the pledged gold in the physical market in Jodhpur.
Flexible EMIs
:IIFL Finance offers two options to repay the gold loan. The borrower can either make a single payment or pay in EMIs. The monthly EMIs are designed to offer the convenience of payment.
Gold Safety
:IIFL Finance understands the importance of the pledged gold and so keeps it secured in steel vaults that are monitored 24/7. The lending company also insures the pledged gold with an insurance policy for maximum safety.
Transparency
:IIFL Finance discloses all the vital information that a borrower needs to know. There are no hidden charges and transparency is maintained throughout.
Why is Gold Loan the Most Feasible Borrowing Mode in Jodhpur?
Jodhpur is a prime tourist destination of Rajasthan. It gets visitors from India and outside, too. This results in income generation for the citizens. Handicrafts is also a major industry in the district.
A boom in economic activity will result in a boom in demand for consumer durables and a better quality of life. By pledging gold with IIFL Finance, citizens can obtain a gold loan in Jodhpur. The loan is easy to apply to, can give you up to 75% of the value of your gold, has no hidden charges and has convenient payment methods.
Uses of Loan against Gold in Jodhpur
IIFL Finance gold loan in Jodhpur offers the flexibility of using the money so raised to either use it for personal or business needs. Any citizen can use the gold loan for legal purposes such as:
Business Expenses
-Personal Expenses
-Medical Expenses
-Gold Loan in Jodhpur FAQs
Any resident of Jodhpur, with valid documents and between 18-70 years of age, is a salaried employee/businessman/self-employed professional/trader or farmer and can pledge ornaments having 18-22 carat purity is eligible for a loan.
IIFL Finance does not require a credit score when applying for a gold loan. A quick and straightforward application procedure with minimal documentation ensures transparency. The disbursal is also fast. The pledged gold is secured in vaults and backed by an insurance policy.
IIFL Finance gold loan accepts gold jewellery only as a collateral. The criteria is that the gold jewellery must have a purity of 18-22 carats.
Depending on the loan amount and the repayment frequency, the interest rate on a gold loan may vary between 11.88%-27% per annum.
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