Gold Loan In Nashik
Looking for a gold loan in Nashik? As one of Maharashtra’s major industrial and agricultural hubs, Nashik sees a steady demand for flexible financial solutions—whether for personal needs, business expansion, or unforeseen expenses.
With its simple application process and fast approvals, IIFL Finance’s gold loan in Nashik offers a convenient way to access quick funds by pledging your gold jewellery. No middlemen, no complicated paperwork—just a straightforward and trusted option for anyone looking to make the most of their gold without selling it.
Gold Loan In Nashik: Features and Benefits
Gold loan in Nashik is a popular financial product for people looking to raise cash to meet their planned purchases or meet unplanned expenses. Some of the reasons that make a gold loan in Nashik, a preferred instrument to raise cash are:
How To Apply For A Gold Loan in Nashik
Walk into any IIFL Gold Loan branch with your gold.
Find Nearest Branch
Provide your ID proof, address proof and gold to get an instant gold loan approval
Documents Required
Simple process ensures that you get the loan amount
Estimate Your Gold Loan Eligibility (Rates Effective 14 Dec 2025)
*The market value of your gold is calculated by taking the 30-day average gold rate of 22-carat gold | The purity of the gold is assumed to be 22 carats.*
*You can avail a maximum loan of up to 75% of the market value of your gold, depending on the quality of the gold.*
Disclaimer: The gold loan amount displayed is an estimate. Actual eligibility and loan value may vary based on the gold valuation process.
Gold Loan Eligibility & Documentation
Getting a Gold Loan from IIFL Finance is simple and hassle-free. Any Indian resident aged 18 years or above with gold jewellery can apply. The process requires only basic KYC documents such as Aadhaar and PAN, no income proof or credit score needed, ensuring quick approval and easy disbursal.
Gold Loan Process and Required Documents Explained
Gold Loan Eligibility: Who Can Apply
Explore the eligibility criteria to apply for a Gold Loan with IIFL Finance.
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You must be between 18 and 70 years of age at the time of loan disbursement.
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Applicants can be salaried, no salaried, self-employed, or non-salaried individuals.
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You must own the gold you are pledging.
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Only gold jewellery is eligible as collateral; gold coins and bars are not accepted for pledge.
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Gold purity must be between 18 and 22 karats.
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Valid KYC documents include the Aadhaar card and PAN card.
Documents Required for Gold Loan
A gold loan borrower must submit one of the following document as part of the Reserve Bank of India’s “Know Your Customer” (KYC) norms:
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Aadhaar Card
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Valid Passport
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PAN Card
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Valid Driving Licence
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Voter ID Card
Why Choose IIFL Gold Loan in Nashik
IIFL Finance gold loan is one of the best gold loans in Nashik for the following reasons:
Highest Loan-to-Value :
At IIFL Finance, one gets the highest amount of loan, viz, 75% of the value of the gold ornaments pledged.
Flexible EMIs :
The lending company offers flexible ways to repay one of the best gold loans in Nashik. One is by opting for monthly EMIs and the other is by making a single payment.
Safety :
The pledged gold with IIFL Finance is secured in steel vaults with 24*7 monitoring and is also backed by an insurance policy as an additional measure.
Transparency :
IIFL Finance discloses the interest rate charged on the gold loan along with other fees and charges on its website. Thus, there are no hidden charges.
Why is Gold Loan the
Most Feasible Borrowing Mode in Nashik?
Nashik’s economy is majorly an industrial economy, even as it is a well-known exporter of grapes.
A prominent node on the Delhi-Mumbai Industrial Corridor, Nashik offers several employment opportunities to its people. With increased disposable incomes, people can now look to improve their lives with a gold loan in Nashik. The lending company requires minimal documents, no credit score and disburses the loan within 30 minutes of approving the same.
It offers the highest LTV of 75%; the loan is easily payable with flexible EMIs and comes with an insurance cover for additional security.
Uses of Loan against Gold in Nashik
A gold loan in Nashik is a convenient means to raise funds for planned and likely emergency expenses. The lending company also does not restrict the use of the loan amount. Customers can use a gold loan in Nashik in any of the following ways:
The gold loan amount can be used to meet business needs such as, operating expenses, paying rent/salaries or buying machinery.
One of the uses of the gold loan is to meet personal expenses such as higher education, weddings, purchase of consumer durables and higher education, among others
Impending and spontaneous medical bills such as hospital bills, surgery and other related medical bills can be paid off with the loan amount.
Gold Loan in Nashik FAQs
Anybody who is a resident of Nashik; has relevant documents; fulfills the criteria of being an Indian national; is a salaried employee/entrepreneur/businessperson/farmer/trader and can pledge his gold jewellery for capital can apply for a gold loan in Nashik.
When applying for a gold loan in Nashik, the applicant can only pledge gold ornaments with IIFL Finance.
The gold loan in Nashik is charged an interest rate between 11.88%-27% p.a. Apart from this, the lending company charges additional fees and charges and the same is disclosed on the IIFL Finance website.
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