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Gold Loan Eligibility Criteria

From loan application to disbursement, the IIFL Finance gold loan process is streamlined in order to make it simple for applicants to get a loan without any hassle. You can apply for a gold loan online or by visiting any of our 2,700+ branches across India.

Following is the Eligibility criteria for getting a gold loan through IIFL Finance:

Applicant Details

Any customer with minimum age of 18 years and maximum age of 70 years.

Gold Purity

IIFL Finance provides loan on gold purity of 18 carats to 22 carats.

Maximum loan to value ratio (LTV ratio)

IIFL Finance provides a loan of maximum 75% of the value of the gold pledged.