What is 916 Gold? Understanding Its Purity and Significance

12 Dec, 2023 11:27 IST
What is 916 Gold? Understanding Its Purity and Significance
Gold has long been treasured for its beauty, lasting value, and cultural significance. Its purity is measured in karats, with hallmarking standards ensuring buyers receive genuine quality. In recent years, “916 gold” denoting 22-karat gold with 91.6% purity has become a widely recognised term among both jewellers and customers. This in turn reflects its growing importance in the jewellery market for its ideal balance of purity, strength, and appeal.

What is 916 Gold?

916 gold refers to gold that is 91.6% pure, with the remaining 8.4% made up of alloy metals such as silver, copper, or zinc to enhance durability. This purity corresponds to 22 karats, derived from the gold standard of 24 parts, where 22 parts are pure gold.

It is derived as follows:

22/24 x 100 = 91.6%

For every 100 grams of 916 gold, 91.6 grams is pure gold.

What is 916 Hallmark Gold?

Now, you might be wondering what exactly hallmarking means. Jewellery made of 916 gold usually comes with a tiny stamp that reads “916”, and this isn’t just decoration. This number tells you that the gold is 91.6% pure, or 22-karat, verified under the Bureau of Indian Standards (BIS) hallmarking system.

This hallmark is your assurance that what you’re buying is genuine. It’s not just a label; it’s a legal certification of quality and purity. When you’re purchasing gold, don’t just look for shine. Instead, look for the BIS logo, the 916 mark, and a unique identification number. These details confirm that the gold has been tested and certified for its purity.

So next time you’re wondering what gold 916 means or the 916 meaning on your jewellery, just remember that it’s proof that your gold is authentic, tested, and approved by BIS.

Properties and Composition of 916 Gold

When you hold a piece of 916 gold, you are sure to notice its rich yellow hue and soft, lustrous glow. It’s not as soft as pure 24K gold, but that’s actually a good thing. The small percentage of copper and silver mixed into it gives the metal more hardness and strength, making it durable enough for jewellery that you can wear regularly.

Despite this strength, 916 gold is still malleable and ductile, which means it can be shaped and moulded into delicate designs. That’s why jewellers love working with it. From intricate temple jewellery to sleek modern pieces, 916 gold handles every style beautifully.

You’ll also see 916 gold being used in gold coins and gold loans. Because of its consistent purity, it’s trusted by both buyers and lenders alike.

How to Identify 916 Gold

To identify 916 gold, look for the “916” stamp or BIS hallmark on the jewellery, indicating 22K purity. You can also verify through a BIS-registered jeweller or use a gold testing machine for confirmation.

Difference Between 916 Gold(22K)and Other Gold Purities (24K, 18K)

Attribute 916 Gold (22K) 24K Gold 18K Gold
Purity 91.6% pure gold 99.9% pure gold 75% pure gold
Durability High durability due to alloy mix Soft and easily bendable Very high durability due to higher alloy content
Colour Rich yellow Bright, intense yellow Slightly paler yellow
Usage Popular for jewellery, especially in India Investment, coins, and bars Jewellery, especially with gemstone settings, and watches
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Advantages of 916 Gold

High Purity (91.6%):

916 gold offers a high level of purity, making it a valuable and desirable material for jewellery and other applications. Its purity ensures that the jewellery retains its intrinsic value and lustre over time.

Durable and Long-lasting:

The presence of alloying metals in 916 gold enhances its durability compared to pure gold. This means that 916 gold jewellery can withstand daily wear and tear. This means it will not lose its shape or integrity.

Malleable and Ductile for Intricate Designs:

916 gold retains the malleability and ductility of pure gold, making it an ideal material for crafting intricate designs and detailed jewellery pieces. This allows skilled artisans to create unique and personalised jewellery pieces.

Rich Yellow Hue and Lustrous Shine:

916 gold possesses a warm and vibrant yellow hue, along with a captivating lustre that adds elegance and sophistication to jewellery pieces. This distinctive appearance makes 916 gold a popular choice for special occasions and everyday wear.

Affordable Compared to Higher Purity Gold:

916 gold strikes a balance between purity and affordability, making it a more accessible option compared to higher karat gold. Its attractiveness lies in its ability to offer a high level of purity at a more reasonable price point.

Disadvantages of 916 Gold

Not as Pure as 24 Karat Gold:

While 916 gold is a popular choice for jewellery due to its balance of purity and affordability, it is not the purest form, and is not as pure as 24 karat gold. This means that 916 gold jewellery may not be as suitable for individuals with sensitive skin or allergies to nickel or other metals in the alloy.

May Require More Frequent Maintenance:

Compared to higher karat gold, 916 gold may require more frequent cleaning/polishing to maintain its shine and lustre.

Care and Maintenance of 916 Gold: Practical Tips for Users

Proper care can help preserve the beauty and lifespan of 916 gold jewellery. Here are some tips:

  • Store 916 gold jewellery in a soft cloth pouch or jewellery box to prevent scratches.
  • Clean 916 gold jewellery with a mild soap solution and a soft cloth.
  • Avoid exposing 916 gold jewellery to harsh chemicals or abrasive materials.
  • Professionally polish 916 gold jewellery periodically to restore its shine.

How to Check the Purity of 916 Gold Jewellery

Wondering how to check the purity of 916 gold before you buy? Here are some easy 916 gold testing methods you can use:

  1. Check for BIS Hallmark:
    Look for the BIS logo, the “916” stamp, as well as the jeweller’s code which might be engraved somewhere on the piece. These marks confirm its authenticity.
     
  2. Use an Electronic Gold Tester:
    Many jewellery stores have small electronic devices that can instantly check purity. You just place your jewellery on the sensor, and the screen shows its karat value.
     
  3. The Acid Test:
    This is an old-school method where a small drop of nitric acid is placed on the gold. Depending on the reaction, jewellers can estimate its purity. (Not recommended at home as it is best left to professionals.)
     

If you’re buying gold online or from a new store, always double-check the hallmark details. It’s a small step that saves a lot of money and stress later.

916 Gold Price Trends and Loan Eligibility

In the last couple of years, the gold prices in India have been on a steady rise. Multiple factors like inflation, global tensions, and changing import duties often affect the price of 916 gold. When prices go up, so does the value of your gold jewellery and coins, which is great news if you’re planning to take a gold loan.

Since most lenders accept only hallmarked gold, the purity of 916 gold plays a key role in determining your loan eligibility and the amount you can borrow. The higher the purity and current market rate, the higher the loan value. So, keeping track of gold price trends can actually help you make better financial decisions, whether you’re buying, selling, or pledging your gold.

Importance of BIS Hallmark for 916 Gold Jewellery

The BIS hallmark is one of the most important things to check when buying 916 gold jewellery. It’s your safety net as a customer. This mark guarantees that the gold meets strict purity and quality standards set by the Bureau of Indian Standards. In short, it helps you avoid fake or under-purity gold.

Always check for four things, namely the BIS logo, the karat mark (like 22K916), the jeweller’s identification number, and the hallmarking centre’s code. These ensure that your jewellery is genuine, valuable, and trustworthy.

What is the Difference Between 22K Gold and 916 Gold?

916 gold and 22K gold are essentially the same, both denoting an alloy with 91.6% pure gold and 8.4% other metals. The term "916 gold" is more commonly used in India and some Southeast Asian countries, while "22K gold" is more prevalent in other regions.

Additional Read:Difference between KDM, Hallmark and 916 Gold 

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Frequently Asked Questions

Q1.Which is best, KDM or 916? Ans.

Ans. For most buyers, 916 gold is the better option. It's guaranteed 22-karat (91.6% pure) with a hallmark for resale trust. KDM, while also around 92% gold, isn't hallmarked and uses cadmium (a health concern).

Q2.Is 916 gold 22k or 24k? Ans.

916 gold is 22 karat, not 24k. The "916" signifies 91.6% pure gold, which translates to 22 parts out of 24 (22/24) being gold. While very close, it isn't pure 24 karat gold.

Q3.Why is 916 gold so expensive? Ans.

916 gold is expensive because of its high purity (91.6% = 22 karat). This makes it valuable and retains its shine. Compared to lower karat gold, it has more gold content, driving up the price.

Q4.Which is better, 916 or 999? Ans.

916 is stronger (better for daily wear) and often used in beautiful jewellery. 999 is purer gold (higher resale value) but softer and prone to scratches. Prioritize according to your needs. If you are considering it for durability, then go for 916 but if you are considering it for investment then 999 will be a better option.

Q5.Is 916 and 24k same? Ans.

No, 916 and 24k are not the same. 916 refers to 22 karat gold, meaning 91.6% pure gold. 24k gold is pure gold (99.9%+) and very soft. 916 gold is stronger, making it ideal for jewelry.

Q6.Can 916 gold be fake? Ans.

Yes, even 916 gold can be fake. While a hallmark increases trust, it's not foolproof. Look for a reputable jeweler and genuine hallmark signs. For extra assurance, have a professional test the gold's purity.

Q7.Can I wear 916 gold every day? Ans.

Absolutely! 916 gold's strength makes it perfect for everyday wear. The added metals in the alloy (compared to pure gold) make it more scratch-resistant, allowing you to enjoy your jewelry without worrying about damage from daily activities.

Q8.What is 916 KDM Gold? Ans.

KDM gold, also known as cadmium gold, is a type of gold alloy that contains cadmium, a toxic metal. While it offers higher durability and a brighter shine, its use has been discouraged due to environmental and health concerns. 916 gold, on the other hand, does not contain cadmium and is considered a safer option.

Q9.Can you get a gold loan against 916 hallmark gold? Ans.

Yes, absolutely. In fact, banks and NBFCs prefer 916 hallmark gold for loans because it’s already purity-certified by BIS, which makes valuation easier and faster.

Q10.Why is 22K gold called 916 gold in India? Ans.

22K gold is called 916 gold because it contains 91.6% pure gold and 8.4% of other metals like copper or silver. This blend makes it durable enough for everyday use while keeping its bright, rich colour intact.

Q11.Does the market price of 916 gold affect gold loan rates? Ans.

Yes. Fluctuations in the market price of 916 gold affect the loan amount and lender risk. Lenders may adjust gold loan rates based on price trends to protect their interests.

Q12.Do lenders offer different interest rates for 916 gold jewellery? Ans.

Yes. Lenders consider purity, weight, and resale value. Verified hallmark 916 gold often qualifies for gold loan interest rates, as purity certification reduces appraisal risk and increases borrower trust.

Q13.Does a gold loan calculator consider hallmark certification for 916 gold? Ans.

Yes. Hallmark certification confirms purity, which is a key factor in gold loan calculators that allow purity input ensure accurate loan estimates for hallmarked 916 gold.

Disclaimer : The information in this blog is for general purposes only and may change without notice. It does not constitute legal, tax, or financial advice. Readers should seek professional guidance and make decisions at their own discretion. IIFL Finance is not liable for any reliance on this content. Read more

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