Looking for a Reliable Gold Loan at Home?
Looking for a reliable Gold Loan at Home service? IIFL Finance offers doorstep gold loans with quick approval and quick disbursal, and hassle-free documentation. Whether it’s a medical emergency, business expansion, wedding expenses, or any other financial need, our gold loan at home solution ensures you get funds when you need them most. With attractive interest rates and complete transparency, IIFL Finance makes borrowing convenient and stress-free.
How To Get A Gold Loan At Home (Application Process) :
IIFL Finance Gold Loan provides the necessary funds for your business ventures or financial emergencies by giving the maximum value for your gold. Pledge your gold and get your gold loan now!
Choose Home Service option in online application form
An authorized person will visit your home
Simple Process in-house Gold Valuation
You can Get Gold Loan Amount in your Account or in Cash within 30 Minutes
Benefits of Gold Loan at Home
Estimate Your Gold Loan Eligibility (Rates Effective 20 October 2025)
*The market value of your gold is calculated by taking the 30-day average gold rate of 22-carat gold | The purity of the gold is assumed to be 22 carats.*
*You can avail a maximum loan of up to 75% of the market value of your gold, depending on the quality of the gold.*
Disclaimer: The gold loan amount displayed is an estimate. Actual eligibility and loan value may vary based on the gold valuation process.
Apply for Gold Loan At Home In Your Cities
We have made it accessible for the following locations
- AHMEDABAD
- RAJKOT
- SURAT
- BHUBANESWAR
- KOLKATA
- GURGAON
- LUCKNOW
- ALWAR
- BIKANER
- JAIPUR
- JODHPUR
- KOTA
- HYDERABAD
- KARIMNAGAR
- KHAMMAM
- NALGONDA
- VIZAG
- WARANGAL
- MADURAI
- PONDICHERRY
- BANGALORE
- HASSAN
- HUBLI
- MYSORE
- SHIVAMOGGA
- AURANGABAD
- BEED
- LATUR
- MAPUSA
- MUMBAI
- NAGPUR
- NANDED
- NASHIK
- PUNE
- SOLAPUR
- KANPUR
Why choose IIFL Finance Gold Loan at Home?
IIFL Finance is one of India’s most trusted NBFCs with over 30 years of experience in the financial sector, serving millions of customers through 2,800+ branches across India. With our doorstep gold loan service, you don’t even need to step out. Our team comes to you with secure, technology-enabled processes.
Key reasons to choose IIFL Finance:
- Trusted brand with industry recognition, awards, and RBI-regulated practices.
- Transparent process – No hidden charges, complete clarity on interest rates and loan terms.
- Interest Rate: Ranges from 11.88% to 27% p.a. based on the scheme.
- Processing Charges: Nil to 2% of the disbursal amount.
- Documentation Charges: Absolutely Nil.
- Tenure: Flexible options of 12 months or 24 months. (At the company's discretion and are not selectable by the customer)
- Faster approval and disbursal, ensuring money reaches you without delay.
- Mobile App: Track loan details, repayment schedules, and renewals seamlessly.
- Digital security with encrypted processes and insured vault storage.
With IIFL Finance’s Seedhi Baat approach, you can be assured of 100% transparency, maximum gold value, and safety of your pledged jewellery.
Safety & Security of Gold Held at Home Loans
At IIFL Finance, your gold is not just an asset, it’s an emotion. That’s why every pledged ornament is stored in high-security vaults with end-to-end insurance coverage. The doorstep process is technology-enabled, ensuring secure handling from pick-up to storage. Customers can track their pledged gold via the IIFL Loans App, adding an extra layer of trust and transparency.
Gold Loan Interest Rates and Charges Explained
At IIFL Finance, we ensure transparency at every step of the process. Here’s a quick snapshot of our cost structure:
| Loan Amount: | ₹3,000 onwards |
|---|---|
| Interest Rate: | 11.88% to 27% p.a. depending on the scheme. |
| Processing Charges: | Nil – 2% of the disbursal amount. |
| Documentation Fees: | Nil |
| Loan Tenure: | 12 months or 24 months only. (At the company's discretion and are not selectable by the customer) |
How To Apply For Gold Loan At Home
-
To book an appointment:
- Click on the ‘Apply Now’ button below and fill in all the required details to submit the form.
- Call on 1800 266 8108 to book an appointment.
- Once the appointment is confirmed, an IIFL Finance representative will come to your home.
- Your gold will be evaluated using certified tools
- The loan will be sanctioned and the amount will be transferred to your account
Access your loan account on-the-go
IIFL Loans Mobile App
Account Summary
Make EMI Payment
Complete A/c Statement
Submit A Query
6 Million + Happy Customers
When I visited IIFL Finance it just took a few minutes to process the loan and the process was very transparent. I have advised my friends to get their gold loans from IIFL.
Venkatram Reddy
I recommended IIFL Finance, the process is very fast. The staff is friendly and gives good suggestions on the schemes which are beneficial.
Vishal Khare
IIFL Finance's customer friendly approach is what I liked. They are so transparent in their dealings. I look forward for my future association with them.
Pushpa
I have been taking Gold Loan from IIFL Finance for quite some time now. I get good services and right value for my Gold Loan.
Manish Kushawah
Customer Support
Gold Loan At Home FAQs
IIFL finance Gold Loan at home is an easy and convenient process that can be completed within a few minutes. With minimum documentation, the loan is disbursed almost instantly into your bank account. Here’s how it works:
- Fill the online form.
- Keep necessary documents handy (identity and address proof)
- IIFL Finance representative calls and visits your specified address.
- The representative uses certified tools to value your gold.
- Based on amount and tenure, rate of interest is offered
- If acceptable, the loan is sanctioned and amount is instantly transferred to your bank account
Doorstep gold loan means to get a loan from the comfort of your own home. When a customer opts for IIFL Finance's Gold Loan at home service, their gold loan requirement is taken care of within the confines of the customer’s home at their convenience. Not only does it save the customer’s valuable time, but they also need not risk carrying the gold to the branch.
IIFL Finance gold loans at home are very safe and secure. From application to disbursal, the entire gold loan process is streamlined. The gold you offer as collateral is kept safely in extremely secure vaults that are continuously watched over by a cutting-edge management system.
To qualify for IIFL Finance Gold Loan at home, one can be Salaried/ Non-salaried/ Self-employed individuals between the age of 18 to 70 years at the time of loan disbursal and should be maximum 72 years at the time of loan renewal. The purity of the pledged gold should range from 18 to 22 Carat.
Gold Loan documents that will be required are your identity and address proof documents. These could be Aadhar Card/ Valid Passport/ PAN Card/ Driving License/ Voter ID Card/ Job card issued by NREGA.
Apart from being one of India’s leading providers of Finance and Investment Services, IIFL Finance is the most sought-after name when it comes to Gold Loans.
Here’s why:
- Attractive Gold Loan Interest Rates
- Customised Schemes
- Highest Possible Loan Amount
- No Hidden Costs
- Quick Loan Disbursal
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