What Does Capital Mean In Business

Capital in business refers to the monetary sum of all the financial assets of the company. Visit to know about capital meaning in business at IIFL finance.

6 Sep,2022 12:57 IST 284 Views
What Does Capital Mean In Business
For every successful business that was once just an idea, an entrepreneur transformed it into a profitable business. However, adequate capital is the most vital among the numerous steps in creating a business plan. But what do you mean by business capital, and can a business loan help fulfill it?

What Is Capital In Business?

Capital in business refers to the monetary sum of all the financial assets, such as cash, machinery, equipment etc., needed for the company to deliver goods and services. Businesses use this capital to meet day-to-day expenses or for expansion. The types of Capital in business include the following:

1. Seed Capital

This capital type is the amount required in the initial phases of creating the business. It is the early fund amount that the owner invests in the company. The money is used to purchase equipment, office space etc., for the first time.

2. Working Capital

This type of capital is the amount required to cover the day-to-day expenses of the business after commencing operations. Such costs may include paying for rent, bills, salaries, raw materials etc.
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3. Growth Capital

Growth capital is the funds a business requires to expand its current business operations to increase sales and profitability. They can use these funds to either buy new office space, and machinery or to sustain the business operations.

Avail Of A Business Loan from IIFL Finance

Fulfilling a business’ capital requirement needs is vital in ensuring a business's success, which you can fulfill through an ideal loan. IIFL Finance business loan can be the go-to product to satisfy all your business needs. IIFL Finance loan for business’s interest rate is attractive and affordable to ensure the repayment doesn’t create a financial burden. The business loan offers instant funds up to Rs 30 lakh with a quick disbursal process.


Q.1: Do I need collateral for taking a loan for business from IIFL?

Ans: No, IIFL Finance’s loan for business does not require the need to pledge any asset as collateral.

Q.2: What is the loan tenure for the IIFL Finance loan for business?

Ans: IIFL Finance offers a loan tenure of five years for a loan for businesses up to Rs 30 lakh.

Q.3: How long does it take for the IIFL Finance loan disbursal?

Ans: IIFL Finance business loan is typically disbursed within 48 hours of loan approval.
Sapna aapka. Business Loan Humara.
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Disclaimer: The information contained in this post is for general information purposes only. IIFL Finance Limited (including its associates and affiliates) ("the Company") assumes no liability or responsibility for any errors or omissions in the contents of this post and under no circumstances shall the Company be liable for any damage, loss, injury or disappointment etc. suffered by any reader. All information in this post is provided "as is", with no guarantee of completeness, accuracy, timeliness or of the results etc. obtained from the use of this information, and without warranty of any kind, express or implied, including, but not limited to warranties of performance, merchantability and fitness for a particular purpose. Given the changing nature of laws, rules and regulations, there may be delays, omissions or inaccuracies in the information contained in this post. The information on this post is provided with the understanding that the Company is not herein engaged in rendering legal, accounting, tax, or other professional advice and services. As such, it should not be used as a substitute for consultation with professional accounting, tax, legal or other competent advisers. This post may contain views and opinions which are those of the authors and do not necessarily reflect the official policy or position of any other agency or organization. This post may also contain links to external websites that are not provided or maintained by or in any way affiliated with the Company and the Company does not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites. Any/ all (Gold/ Personal/ Business) loan product specifications and information that maybe stated in this post are subject to change from time to time, readers are advised to reach out to the Company for current specifications of the said (Gold/ Personal/ Business) loan.

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