There are various misconceptions when it comes to personal loans. One such myth is needing to mortgage an asset while taking personal loans. Click here to get more info!

To calculate a gold loan per gram, divide the loan amount by the weight of the pledged gold in grams. The value depends on gold purity, current market rate, and the lender’s loan-to-value (LTV) ratio.

Afraid of getting your personal loan rejected due to a low CIBIL score? Worry Not! Read to know the 6 ways to help you get personal loans with IIFL Finance!

Getting a quick & easy personal loan can be a saviour for you in case of an emergency. Here's how long it takes to get a personal loan. Visit to know more!

Gold is not only a precious metal that can be worn as jewellery but also a valuable asset that can be used as collateral for a loan. If you need urgent funds for any personal or business purpose, you can pledge gold loan against jewellery and get a loan against it.

Which door to knock when you are in dire need of funds? Well, there are several options in the market that provide funds to run any small business. Read to know!

Gold loan transfer is the process of moving your existing gold loan to a new lender for better interest rates. Explore the gold loan balance transfer process online, including gold overdraft loan options & more with IIFL Finance.

A gold loan is a secured loan where gold ornaments are pledged as collateral. Know in detail about benefits, application process, interest rate & fees.

IIFL Finance offers a range of gold loan schemes tailored to meet diverse financial needs. Interest rates start as low as 0.99% per month (11.88% per annum), varying based on loan amount, tenure, and gold purity. Processing fees are minimal, starting from ₹0, depending on the scheme. Additional charges include ₹500 for Market-to-Market (MTM) valuation, ₹1,500 for auction, and ₹200 for overdue notices. Repayment options are flexible, with no pre-closure or part-payment charges. Loans are secured against gold jewellery, with insurance coverage provided for pledged items. The application process is streamlined, requiring basic KYC documents like Aadhaar and PAN cards, and can be completed online or at IIFL branches.

To simplify the gold loan process, first gather your gold jewellery (18–22 karat) and choose a reputable lender offering competitive rates, such as IIFL Finance. The lender will assess the purity of your gold and provide up to 75% of its market value. Complete necessary KYC documentation, including Aadhaar or PAN, and submit your pledge. Once verified, you receive the loan amount. Timely repayment ensures smooth retrieval of your gold, making the process efficient and hassle-free.