Over the past few years, there has been an ever-increasing tendency among people to use their gold to meet their liquidity needs. The high value of this tangible asset allows common people in possession of gold to get secured loans against gold jewellery from a large number of banks and non-banking ...

A gold loan is a type of secured debt in which the borrower pledges gold jewellery as a security in exchange for some quick loan. The gold jewellery is given back to the borrower once the money has been repaid.

A gold loan is one of the easiest and fastest ways to secure a loan for any short-term need. It usually requires minimal documentation and has a shorter tenure ranging from six to twenty-four months.

Financial needs can arise for anyone, be it a salaried professional, business owner, or those involved in agriculture or allied activities.Agriculture is considered to be the backbone of the Indian economy, therefore the government along with both public and private lending institutions promote lend...

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