A commercial loan is a loan that is extended to businesses by a financial institution. Read to know more with IIFL Finance!

Digital gold loans allow a person to avail a loan against their gold, either in the form of jewellery or coins, from the comfort of their home without having to visit a bank or the office of a non-banking finance company (NBFC). The popularity of digital gold loans spiked during the COVID-19 pandemic, when movements were restricted due to lockdowns across the country, and the need for funds was greater. Digital gold loans can be classified into two broad categories based on the process of application and the nature of the collateral.

Invoice financing is ideal for SMEs that are in their transition phase of growth. Read on to know if invoice financing can be beneficial for SMEs at IIFL Finance.

Gold loans are secured credit facilities extended by banks and NBFCs against gold jewellery. These loans can come handy and can be used to cover medical expenses, plan home renovation, expand business, etc. Most banks and financial institutions offer loans against gold jewellery, but some also offer loans against coins, bars and biscuits.

A personal loan is one of the easiest options when someone is facing a shortage of cash. Read on to learn about personal loans that give you tax benefits at IIFL Finance.

What is loan settlement? Read to know the details & the effects of loan settlement on your credit score. Visit to know more!

Financial exigencies come undeclared and need fast thinking and quick action. Loans are easy bailout packages, but with multiple loan options available these days, one needs to be careful about what they choose. Personal loans provide help in immediate cash crunch but they may have higher rates of interest. Mortgaging idle gold assets can be a good alternative to a personal loan, but it too has its advantages and disadvantages.

A gold loan is essentially a secured loan where the borrower offers personal gold jewellery as collateral against the money borrowed. Whenever one is short on money, one can avail a gold loan to meet short-term financial needs, which could range from paying off a medical bill to a kid’s school fee...

Personal loan prepayment can be a good idea as you can save much on interest outgo. Read to know more about personal loan prepayment here!

Lenders determine a borrower's creditworthiness for a business loan using the business credit score. Learn about the importance of credit scores. Read Now.