To maximize what you get on a gold loan, ensure your gold is high purity (22- to 24-carat), and present items whose weight is almost all gold—jewels with fewer stones or non-gold parts help. The loan-to-value (LTV) ratio caps how much lenders will give; in India it’s up to ~75%. Use the current 30-day average gold market price so valuation is fair. Pick a lender with transparent, reputable gold appraisals. Also, shorter tenure and competitive interest rates help reduce cost.

Running an international trade/export business requires initial funds for operation. Read on to know the best ways to finance your business at IIFL finance.

Taking a gold loan can affect your credit score, but it mostly depends on how you handle the repayments. If you pay on time, it can actually help your credit, but missing payments could hurt your score.

The higher the business credit score, the better are the chances to get maximum available benefits. But what is the good credit score? Read to know here!

Personal loan is very useful to overcome the financial crunches at the time of emergency. What is a pre-approved personal loan? Read to know more about the eligibility and advantages of pre-approved loan.

Afraid of getting your personal loan rejected due to a low CIBIL score? Worry Not! Read to know the 5 ways to help you get personal loans.

A textile business can be ideal for an entrepreneur to start a profitable business. Read on to know the how to start textile business only at IIFL finance.

A trading business is ideal for entrepreneurs who want to earn good profits. Here are the top 5 trading business ideas in India to help you gain profits!

Discover what capital means in business, types of capital, and how it's used for growth, operations & expansion. Learn why capital is vital for any business.

Explore various sources of business finance, from traditional loans to equity funding, and find the right option to support your business growth. Learn about pros, cons, and suitability for your needs.