FOIR is essentially the debt-to-income ratio of an individual borrower. Read on to know the FOIR meaning & its impact on personal loan approval!

Timely repayment of gold loans can boost your CIBIL score and strengthen your credit report, while defaults may harm your creditworthiness. Responsible management of gold loans helps build a positive credit history.

Personal loans require borrowers to repay the principal amount plus interest to the lender. Get to know the 5 dos and don'ts for personal loans at IIFL Finance.

Gold ornaments have high market value, and they work as a safety net during financial emergencies to raise instantaneous funds through gold loans. Lenders such as banks and NBFCs offer gold loans based on a certain percentage of the total gold value in the domestic market. The demand for an instant ...

There are several telltale signs of personal loan scams, & once you’re aware of them you can avoid it easily. Read the top ways here!

Personal loans come in handy while facing any financial difficulty. Know when should you take personal loans & when you must avoid taking them!

It is imperative for borrowers to meet the eligibility criteria set by lenders for quick approval for the loan amount. Know the personal loan eligibility here!

Throughout life, everyone covers numerous personal or business expenses sooner or later. Either you can cover such expenses using your hard-earned savings or raise external capital and repay it steadily over time. Most individuals prefer the second option as they don’t have to spend much of their savings to cover recurring expenses.

Planning to buy a car, but does not have enough finances. Read to know how to get a car with the help of personal loan.

Lenders do a more thorough check before approving a personal loans to borrowers. Read to know about 4 reasons for personal loan rejection and how to avoid them.