In India, gold is beyond a treasured commodity. The precious yellow metal symbolises prosperity and good fortune. Thus, wearing/buying/possessing gold is a tradition for every Indian celebration, and purchases soar on occasions like Dhanteras and Akshay Tritiya. However, you can also rely on your gold assets when you face an acute financial crisis requiring immediate cash. In such circumstances, you must decide between selling your gold and taking out a gold loan. Let's explore the dilemma further in this blog.

Lending institutions (Banks and NBFCs) grant gold loans to borrowers to help them meet their financial obligations. Like any loan, the borrower can make EMI payments regularly (monthly, quarterly, half-yearly).

Looking for a way out of an emergency financial crunch? Gold loans can help you out! Gold loans are a smart way to get the amount you need against your gold ornaments or coins. A gold loan is a secured loan offered by financial institutions at an affordable interest rate. But why should you take a gold loan during an emergency? Given below are a few reasons.

Personal loan is easy to avail & it also does not require any collateral. Know the process to apply for an unsecured personal loan here!

Lender gauges the repayment capacity of the borrower through cibil score. Get to know the minimum cibil score required for personal loan at IIFL finance!

Lenders ask for documents to determine if a person can pay back the personal loan. Get to know how to get a personal loan without documents at IIFL finance.

Debt consolidation is combining a borrowers several loans into a new loan. Know the benefits of consolidating your debt with a personal loan at IIFL finance.

Personal loan & credit card are some easy ways to get some quick money. But how does personal loan & credit cards affects credit score? Know here!

Personal loan and credit card can be one of the ways to raise quick money. But read to know how does personal loan and credit card affects your credit score.

Every business needs financial support specially at initial stage to run their business operations smoothly. Read to know about the different types of loan available for small business and cibil score requirement.