Your gold jewellery is not just a priced possession and investment, but also a smart way to borrow money. Here’s all you need to know about getting a loan against gold.

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Gold Loans have become one of the most widely used loan products in the Indian financial market. The reason for their high demand is the no-restriction rule on the end user and the flexible repayment options. It is a common myth that entrepreneurs can not use a loan against gold to raise capital for...

To maximize what you get on a gold loan, ensure your gold is high purity (22- to 24-carat), and present items whose weight is almost all gold—jewels with fewer stones or non-gold parts help. The loan-to-value (LTV) ratio caps how much lenders will give; in India it’s up to ~75%. Use the current 30-day average gold market price so valuation is fair. Pick a lender with transparent, reputable gold appraisals. Also, shorter tenure and competitive interest rates help reduce cost.

A dairy products business can be challenging if you do not have the experience. Read our guide on growing your dairy product business only at IIFL finance.

Getting an unsecured business loan can help businesses access the funds they need in hassle free way. Know the steps to get unsecured business loan Now!

There are many factors that affect the cibil score. First focus on to understand the factors that affect your cibil score and take appropriate take measure to improve it. Read to know in detail.