There may appear a time when you face a financial crunch. You have no way to take out that extra cash from your rainy-day fund or you may not have such a fund. Considering that personal loans have steep rates of interest, gold loans are the next best option. Fortunately, banks and non-banking financial institutions (NBFCs) have changed the way credit markets operate in the current time.

To calculate the price of gold jewellery, multiply the gold rate per gram by the weight of the jewellery and add making charges. Then apply 3% GST on the total of gold cost plus making charges. This formula accounts for the purity and weight of gold, craftsmanship costs, and government tax. For example, a 10.5‑gram 22‑carat chain at ₹4,300 per gram with 15% making charges would cost around ₹59,660 after GST.

Gold jewellery is considered a safe investment for many Indian households. It provides a good cushion during a financial crunch. Therefore, gold loans have turned into popular options for borrowing money against gold assets for a certain period. When you choose an institution for disbursing a gold l...

Afraid of getting your personal loan rejected due to a low CIBIL score? Worry Not! Read to know the 6 ways to help you get personal loans with IIFL Finance!

Are you unsure if your lender is charging you a fair EMI? You can now easily calculate your personal loan emi using an excel formula. Read to know the steps here!

Low interest rate personal loans are the best way to tackle your urgent financial needs. Read the ways to get best personal loan interest rate for easy repayments!

Are you in need of instant money? Personal Loan can help you to avail funds quickly with little or no documentation to fulfil your dreams. Read to know!

Getting a quick & easy personal loan can be a saviour for you in case of an emergency. Here's how long it takes to get a personal loan. Visit to know more!

What are MSME loans? Know all about msme loans & the top 7 facts you must know before availing any business loan online. Visit to know here!

The impact of Covid-19 on micro, small and medium-sized enterprises (MSMEs) in particular has been catastrophic. Click here to know more information.