IIFL Finance offers a range of gold loan schemes tailored to meet diverse financial needs. Interest rates start as low as 0.81% per month (9.72% per annum), varying based on loan amount, tenure, and gold purity. Processing fees are minimal, starting from ₹0, depending on the scheme. Additional charges include ₹500 for Market-to-Market (MTM) valuation, ₹1,500 for auction, and ₹200 for overdue notices. Repayment options are flexible, with no pre-closure or part-payment charges. Loans are secured against gold jewellery, with insurance coverage provided for pledged items. The application process is streamlined, requiring basic KYC documents like Aadhaar and PAN cards, and can be completed online or at IIFL branches.

How would you feel if someone told you that you can avail a loan against your gold jewellery through a completely digital process? Indeed, gold loans have gone digital and borrowers no longer need to visit a lender’s branch.

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