The dpd full form cibil readers encounter is Days Past Due, a month-by-month record of delay on a loan or credit-card account. A numeric entry shows how far payment moved beyond the due date, while labels such as STD and XXX convey different reporting information. This guide explains the main codes, a worked calculation, their relevance to credit assessment, the correction process and practical ways to maintain timely payments.

Though Aadhaar is present in all places from identification processes to government dealings and financial transactions, the organization which manages this is not known by many.

Understand the challenges faced by the finance industry during COVID-19. Explore opportunities for growth, digital innovation, and market resilience.

MSME sector is a crucial driver of the Indian economy and it had a lot of expectations from the Union Budget 2019. Did it get what it wanted? Read to know more.

It is very easy to say that buying on fear and selling on greed is the best thing to do. In reality, investors tend to buy on greed and sell on fear. Why does this happen? What is the way out?

Fast Upgradation of Technology and New Product Innovation, Growing Awareness on Advancements in Medical Technology, etc are among key factors that have helped drive the enormous growth in the medical technology sector in India.

Government of India has undertaken the following steps for the empowerment of MSMEs in India: Collateral Free Borrowing, Technology Upgradation, Cluster Development, Skill Development programmes for Entrepreneurship, Management development, Industrial Motivation Campaigns and more.

A gold loan is a simple and secured financial product where one can borrow money by placing one’s personal or family’s gold jewellery as collateral with a lender. One can borrow money from either banks or reputable non-banking finance companies (NBFCs) such as IIFL Finance by pledging their gold jewellery.

Learn to unlock the different working capital financing sources to give your business the boost it needs to trade & grow. Read more with IIFL Finance!

Refinancing your MSME loan is a great relief in case paying your lender is becoming a struggle. Know with IIFL Finance what is refinancing & why it is important!