Loan Against Securities Interest Rates

Rates and Charges

Loans against securities come to you at attractive interest rates generally ranging from 10%-18%,p.a. based on your profile and the trends prevailing in the market. The rates may vary according to the product-variant.
Given below is the list of fees and charges applicable on availing loan against securities:
  • Loan Processing charge

    0.25%** to 1%

    Renewal charge as per prevailing rates

  • Pre-payment charge



  • Penal interest

    2% per month

    Sale of security in the event of default. The brokerage and other charges as per actual. Cheque return charge ₹ 500 per instance.

  • Cheque return charge:

    500 per instance.  


Note: **GST and other government taxes, levies, etc. applicable as per the prevailing rates will be charged in addition to these charges.


All our loans come with the part-prepayment facility. With this, you can part prepay as much as you want during the tenor of the loan.

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You will be charged a nominal processing fee. The interest will be charged only on the amount you draw and for the period that you draw it. Also, the interest will be charged on a daily basis, but will be debited to your account only once a month/quarter.

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