A commercial loan is a loan that is extended to businesses by a financial institution. Read to know more with IIFL Finance!

Digital gold loans allow a person to avail a loan against their gold, either in the form of jewellery or coins, from the comfort of their home without having to visit a bank or the office of a non-banking finance company (NBFC). The popularity of digital gold loans spiked during the COVID-19 pandemic, when movements were restricted due to lockdowns across the country, and the need for funds was greater. Digital gold loans can be classified into two broad categories based on the process of application and the nature of the collateral.

Gold loan capital gain tax is the tax you pay on the profit you make from selling gold. If you sell your gold at a higher price than what you bought it for, you have made a capital gain.

Planning of buying a gold coin? Know how can you spot a fake gold coin and avoid being a victim of fraud. Read to know more!

Every business needs finances to meet their day-to-day activities effectively and efficiently. Read to know how small business can get a business loan without collateral.

Losing a job can increase the chances of defaulting on EMIs, thus, affecting your credit score. Read this article to know more details!

The monthly income of 15000 can falls under the high risk category for lenders. Read on to know how much personal loan you can get for 15000 salary!

Gold loans are secured credit facilities extended by banks and NBFCs against gold jewellery. These loans can come handy and can be used to cover medical expenses, plan home renovation, expand business, etc. Most banks and financial institutions offer loans against gold jewellery, but some also offer loans against coins, bars and biscuits.

A personal loan is one of the easiest options when someone is facing a shortage of cash. Read on to learn about personal loans that give you tax benefits at IIFL Finance.

Financial exigencies come undeclared and need fast thinking and quick action. Loans are easy bailout packages, but with multiple loan options available these days, one needs to be careful about what they choose. Personal loans provide help in immediate cash crunch but they may have higher rates of interest. Mortgaging idle gold assets can be a good alternative to a personal loan, but it too has its advantages and disadvantages.