Looking for government loan schemes for a new business? Here are the top 5 small business schemes provided by government of India. Visit to know!

SFURTI scheme is an initiative started to promote the development of clusters in India. To know more details regarding the scheme. Read Now.

SFURTI scheme is an initiative started to promote the development of clusters in India. Read to know more details regarding the scheme here!

The Bank Credit Facilitation Scheme provides loans to various MSMEs in India. Know about bank credit facilitation scheme in detail at IIFL finance.

The Bank Credit Facilitation Scheme provides loans to different MSMEs in India. Read to know about bank credit facilitation scheme in detail.

Looking for the best loans for bad credit with guaranteed approval? Our list of the top 10 loans will help you find the right financial solution for your needs!

CGTMSE full form stands for Credit Guarantee Funds Trust for Micro and Small Enterprises. It is a trust established by the Government of India under the MSME Ministry and the Small Industries Development Bank of India (SIDBI).

A business line of credit India is a type of revolving credit facility where an MSME is assigned a pre-approved limit. Businesses may draw funds as required, repay outstanding amounts, and restore the available limit based on the agreed terms. Interest is typically charged on the utilised portion, subject to lender-specific policies and disclosures. This structure supports flexible business funding for managing working capital requirements without repeated loan applications.

A cash credit business loan is a working capital financing facility designed to help MSMEs manage day-to-day operational expenses with flexibility. Unlike a fixed loan, it works as a revolving credit line where businesses can withdraw funds as needed within an approved limit and pay interest only on the amount actually used.

Under the Pradhan Mantri Rojgar Protsahan Yojana (PMRPY), the Government of India provided support towards the employer’s statutory EPF and EPS contributions for eligible new employees registered during the scheme’s active period. The subsidy applied to employees earning up to ₹15,000 per month and was available for up to three years from the date of joining, subject to compliance with scheme conditions.