To protect the interests of consumers, the Bureau of Indian Standards (BIS) has made hallmarking of all gold by dealers in India compulsory.

Beginners can invest in gold through options like jewellery, coins, ETFs, sovereign gold bonds, or digital gold. It's a safe-haven asset that helps diversify portfolios and hedge against inflation.

Gold loans are quite popular because they usually have lower interest rates compared to other loans where you put something valuable as security. This is because people use gold as a guarantee, and gold is very valuable. The companies that give out gold loans follow similar rules to other loan companies. But there is a problem when someone who took a loan dies suddenly. The rules for repaying the loan after their death are not clear. This causes problems and even legal fights.

Annual Percentage Rate or APR is the amount of simple interest charged on the credits or borrowings that includes any additional fees levied by the lender like processing fees, lending fees, loan origination, settlement charges and more.

Emergency fund is money stashed away to be used for unforeseen costs and expenses thus easing the financial stress arising during difficult times.

NMI in Loan terms is the (Net Monthly income) disposable income that a borrower receives every month after meeting his regular expenses and deduction of taxes and any other outstanding liabilities.

Flexi loans are unsecured loans that are available with pre-approved credit limit and is available to all individuals having a good credit score and stable employment.

Learn all about the NIRVIK Scheme and find out if you're eligible. Discover the necessary documents, features and benefits associated with this scheme.

Learn about gross income and why it's a key factor in personal loan decisions. Understand how lenders use it to determine eligibility and the loan amount you may qualify for.

Plan your budget effectively with the 50/30/20 rule. Learn to manage your finances better, achieve your financial goals, and gain control over your money with this simple yet powerful budgeting rule!