A buyer picking up a 24-carat bar sees exactly one tax line on the bill, and it reads 3%. Gst on 24 carat gold is 3% of the gold's value, split as 1.5% CGST and 1.5% SGST on an intra-state sale, and the rate holds whether the purchase is a 999 fineness bar, a coin, or an ornament. Purity does not raise the percentage; a common assumption, and a wrong one, is that purer gold sits in a higher tax slab. Making charges, where a piece involves crafting, take a separate 5%. Pledging gold as loan collateral, for the record, triggers no GST event at all. This guide covers the 24k gold gst rate at a glance, the HSN codes that separate bars from coins and jewellery, two worked calculations for the two kinds of buyer, the rules for investment-grade 999 gold, and where a gold loan fits for holders of high-purity metal.

Three tiny marks on the inside of a bangle carry a lot of information, and none of it is about tax. The hallmark gold gst rate question has a fixed answer: 3% on the value of the gold, plus 5% on making charges where they are billed as a separate line, and the 916 stamp changes neither number. What the stamp certifies is purity, 91.6% gold, which is 22 carat under BIS certification. There is a third rate lurking in the background, though: the BIS hallmarking fee itself is a service, taxed at 18% GST, paid by the jeweller rather than the buyer. This guide separates the three cleanly. It covers the rate on 916 gold gst and the CGST/SGST split, the making-charges treatment including the bundled-price rule, the 18% on hallmarking fees, a full worked purchase calculation, and why the hallmark matters far more at a loan counter than on a tax bill.

Every Dhanteras, small gold coins move across counters by the lakh, and each one carries the same tax stamp. Gst on gold coin purchases runs at 3% of the coin's value under HSN code 7118, whatever the weight, from a 1-gram gifting coin to a 100-gram investment piece. The 3% divides into 1.5% CGST and 1.5% SGST on an in-state purchase. That single line is most of the story, but not all of it. This guide sets out the gold coin gst rate with its classification, explains what the code on the invoice actually signifies, works the tax at five common coin weights, separates input tax credit rules for individuals from those for businesses, and closes with a pre-purchase checklist plus one point about coins and gold loans that most buyers never hear.

Every GST Council meeting produces a fresh wave of headlines about gold, and every one of them ends the same way: nothing changed. The gold gst percentage stands where it has since 2017, at 3% on the metal's worth, with labour billed as making charges taxed at 5%, and the sweeping September 2025 slab reform left both figures alone. So, the numbers a buyer needs for 2026 are settled and short. This guide gathers the whole picture in one place: the reference table with HSN codes, two worked calculations covering a jewellery bill and a bar purchase, the treatment of digital gold, ETFs and Sovereign Gold Bonds, the rules on selling and exchanging old gold, and the one question no rate table answers, which is what gst on gold india 2026 rules mean for a household pledging jewellery for a loan.

The paper matters nearly as much as the ornament. Gst on gold jewellery is charged at 3% on the gold's value and 5% on making charges, and a correctly drawn invoice shows both as separate lines, with the jewellery classified under HSN 7113 and outsourced crafting services under 9988. Get the bill right and everything downstream gets easier, from a future exchange to a resale to a pledge. Get it wrong, or accept a vague one, and the ornament's own paperwork works against its owner. This guide covers the gold jewellery gst rate table, a worked calculation with both common billing methods, the exchange rule with a numeric example, the full HSN code set, a field-by-field invoice checklist, the input tax credit position, and what the whole tax layer means at a gold loan counter.

Two percentages settle the tax on every gold bill in India. The gold gst rate is 3% on the metal's value, and making charges carry 5% where they appear as their own line, and neither number shifts with purity, so an 18-carat pendant and a 24-carat coin face the same rates. Sovereign Gold Bonds sit outside GST entirely, and pledging gold for a loan triggers no tax at all, two facts buyers rarely hear from a jeweller. Everything else is arithmetic, and the arithmetic takes five steps. This guide lays out the rate structure with its HSN codes, works a complete calculation on a 10-gram purchase, compares digital gold with ETFs and bonds, explains what happens on an old-gold exchange, and covers the gst on jewellery question that matters most to households: what a lender counts when the same piece is pledged.

The karigar's hands are what the second tax line pays for. On any jewellery bill, the metal is taxed at 3% while the labour of shaping it carries its own rate, and the gst making charge 5 percent figure is what applies to that crafting component whenever it is billed separately. Two rates, one ornament, and the split exists because the law sees two different things changing hands: gold as goods, and skill as a service. This guide explains what making charges actually are and the two ways jewellers quote them, why the service classification produces the 5% instead of 3%, the little-known history of an 18% rate that nearly applied, two full worked calculations covering both billing methods, the input tax credit position, and why none of this labour cost survives into a gold loan valuation.

Silver has had a loud couple of years on price, and a very quiet one on tax. The silver gst percentage in India is 3% on the metal's value under HSN 7106, covering every form from raw bullion and bars to coins and jewellery, with making charges on jewellery carrying 5% where itemised, and no cess of any kind on top. The rate has stood unchanged since GST replaced the old patchwork of excise duty and state-wise VAT, and the September 2025 slab reform left silver exactly where gold sits, on the special 3%. This guide covers the rate against its pre-GST past, the full HSN sub-code table, two worked purchases with the formula, the input tax credit split between traders and households, and the points that matter to an investor, including what silver is worth as loan collateral.

Three numbers do the talking on Indian gold: a gold stamp 916 declares 91.6% pure gold, which is 22 karat; 750 declares 75%, or 18 karat; and 585 declares 58.5%, which is 14 karat. Higher number, higher purity, and the figures come straight from the fineness system that Indian and international gold standards share. Nothing about the stamps is decorative. Each one determines the piece's intrinsic worth, its behaviour in daily wear, and the amount a lender will advance against it, which is why reading them correctly matters as much to someone who already owns gold as to someone about to buy it. This guide decodes the fineness arithmetic, sets the three stamps side by side with their alloy mixes and uses, explains the BIS hallmark and its HUID verification, and works the purity-to-loan-value sum in actual grams.

Hold a bangle up to the light with a magnifying glass and a short story appears, stamped in millimetre-high characters. Those hallmark signs jewellery carries tell the reader exactly what was tested, how pure the metal proved, and which individual piece this is out of every ornament in the country: three marks, three answers. Current BIS hallmarks consist of the triangular BIS logo, a fineness number such as 916, and a six-character HUID code, and reading them takes about a minute once each is understood. Older pieces carry a fourth mark, which this guide explains too. What follows covers what a hallmark is, each of the three current marks in turn with the full fineness-to-karat table, the 2021 changeover from the old four-mark system, a four-step verification routine, and why the fineness stamp is the first thing a gold loan appraiser looks for.