Getting a quick & easy personal loan can be a saviour for you in case of an emergency. Here's how long it takes to get a personal loan. Visit to know more!

Gold is not only a precious metal that can be worn as jewellery but also a valuable asset that can be used as collateral for a loan. If you need urgent funds for any personal or business purpose, you can pledge gold loan against jewellery and get a loan against it.

Do you want to raise funds for your business? Here is a list of funding options for small businesses which will help raise capital quickly. Visit to know!

The need for capital is even more important in the case of MSMEs as well as startups. Click here to know how IIFL finance business loan will help your business to grow.

Looking to grow your business to great heights? Then you are at the right place! Read to know the process on how IIFL Finance will help you grow your MSME!

Gold loans are offered by both banks—government-owned as well as private sector banks—as also specialised gold finance companies and large non-banking finance companies that focus on retail lending. A retail loan would include individuals taking a loan either for their personal use or for their own small business.

Securing an interest-free gold loan is uncommon but possible under specific conditions. To increase your chances, maintain a credit score above 720 and ensure a stable income source. Additionally, research various gold loan schemes offered by banks or NBFCs to identify any interest-free options. Thoroughly review the loan policies and submit accurate documentation to meet eligibility criteria. While these steps don't guarantee an interest-free loan, they can improve your prospects. It's essential to note that such loans are rare, and terms may vary among lenders

Gold loan interest rates in India typically range from 11.88% to 27% per annum, depending on factors like loan amount, tenure, and repayment frequency. Lenders such as IIFL Finance offer competitive rates starting at 0.99% per month (11.88% p.a.), with processing fees as low as ₹0. These rates are influenced by gold prices, as higher gold values reduce lender risk, potentially lowering interest rates. Additionally, factors like loan-to-value ratio, gold purity, and borrower profile can impact the final rate.

Applying for personal loans online has now become easy! Follow this step-by-step guide to know the process & the documents required to avail online personal loan!

There are various factors which affect the personal loan which is availed to any individual. Know those 6 factors here before you apply for a personal loan!