Broadly, there are four possible reasons why the SIP could be outperforming. Remember, 3 years is still a very short time to evaluate returns on equities.

After all, you are relying on the judgement and discretion of an individual fund manager and you really cannot be sure of whether they will do a good job or not.

Your pressures at your work place may be tight enough to leave you with little spare time to worry about how to create a second stream of income. That is when you have to make money work hard for you. Let us look at two such approaches.

The concept of future planning is changing from saving your salary to investing your salary. When you receive your salary, you obviously have some fixed commitments.

Capital gains on debt funds were classified as long term if they were held for a period of more than 1 year. But first, what is this FMP all about?

These are the kinds of stories that look like fairy tales but then they are absolutely real. At the same time there are equity mutual funds that can help you generate huge wealth if you systematically do an SIP for a period of 20-25 years.

The earlier you start retirement planning, the longer you save. Thus your corpus will earn returns for a longer period and the returns on the corpus will also generate more returns.

The cardinal mistake that most people commit is to spend their salary and then look at saving money if there is anything left. More often than not, they are left with very little.

Is it possible to convert an investment of Rs.15,000 invested per month into Rs.1 crore in 3 years. Theoretically, the answer is yes; practically the answer is No.

Monsoons are an exciting season but cause major damage to home especially walls. Waterproofing a building prevents rainwater from seeping into the building and reduces damage.