Find out how many years CIBIL will keep a record of defaulters. Get informed about credit score and credit score-related decisions today.

You can check gold purity using the BIS hallmark, karat markings (like 22K or 24K), electronic gold testers, or by visiting a certified jeweller. The BIS hallmark is the most trusted method in India.

Beginners can invest in gold through options like jewellery, coins, ETFs, sovereign gold bonds, or digital gold. It's a safe-haven asset that helps diversify portfolios and hedge against inflation.

Gold loans are quite popular because they usually have lower interest rates compared to other loans where you put something valuable as security. This is because people use gold as a guarantee, and gold is very valuable. The companies that give out gold loans follow similar rules to other loan companies. But there is a problem when someone who took a loan dies suddenly. The rules for repaying the loan after their death are not clear. This causes problems and even legal fights.

Emergency fund is money stashed away to be used for unforeseen costs and expenses thus easing the financial stress arising during difficult times.

IIFL Finance Awards 2023 - We are elated to announce a momentous achievement for IIFL Finance – that we won a award of Iconic Brands of India, by ET Edge, a distinguished initiative by The Economic Times.

Since time immemorial, gold has always lured buyers, primarily as a priced asset in India across all sections of society. Also, due to its feature of price appreciation, customers also look at gold as a means to safeguard themselves against any contingency owing to its strong liquidity power.

Here are 10 tips which enable you to manage your personal finances better and plan your financial goals effectively.

As Indians, our emphasis has traditionally leaned towards saving rather than investing, but the evolving financial landscape has prompted a shift. People are increasingly navigating complex financial terrains and are willing to take expert advice in managing personal finances. It has become crucial ...

Gold coins are generally better for investment due to higher purity, standardization, and easier resale compared to gold jewellery, which includes making charges. Jewellery, however, offers dual utility as both adornment and asset.