Once the gold is evaluated and documentation is completed, funds are typically disbursed within a few hours, depending on the lender’s procedures.

Applicants must provide valid KYC documents such as Aadhaar card, PAN card, passport, or voter ID, along with address proof and a photograph.

Yes, you can apply online for initial approval or visit a branch directly with your gold jewellery and KYC documents to complete the process.

Lenders generally accept gold jewellery with purity between 18 and 22 karats, subject to evaluation and internal lending guidelines.

The loan amount is assessed based on the gold’s purity, weight, current market value, and the applicable loan-to-value ratio, as per lender policies.

Eligibility depends on the gold’s purity, net weight, prevailing market price, and the lender’s approved loan-to-value ratio. Compliance with KYC requirements is also essential.