Once the gold is verified and documentation is complete, funds are typically disbursed within a few hours, depending on lender procedures.

Applicants must provide valid KYC documents such as Aadhaar card, PAN card, passport, or voter ID, along with address proof and a photograph.

Most lenders accept gold jewellery with purity between 18 and 22 karats, including ornaments such as chains, rings, and bangles, subject to evaluation.

Interest rates vary depending on the lender, loan tenure, repayment structure, and loan amount. Borrowers can compare lenders to secure suitable and competitive terms.

The loan amount is based on the gold’s purity, net weight, prevailing market price, and the lender’s approved loan-to-value ratio, ensuring a fair and regulated assessment.