Yes, pledged gold is stored in secure vaults with advanced surveillance and insurance coverage, ensuring its safety throughout the loan period.

Lenders provide flexible repayment options, including monthly instalments, interest-only payments, or lump-sum repayment at the end of the loan tenure.

Once the gold is assessed and documentation is verified, loan approval and disbursement are generally completed within a few hours, ensuring timely financial support.

The eligible loan amount is based on the gold’s purity, net weight, prevailing market price, and the lender’s permitted loan-to-value ratio, in line with regulatory norms.

Gold loans offer quick access to funds, minimal documentation, and flexible repayment options. As the loan is secured against gold, approval is faster and does not usually require income proof.