Lenders may offer up to 75% of the gold’s prevailing market value, as permitted under regulatory guidelines. The exact LTV depends on the gold’s purity, lender policies, and the selected loan scheme.

No, IIFL Finance follows a 100% transparent process. The only applicable costs are interest rates (11.88%–27% p.a.), processing fees (Nil–2%), and tenure charges. No documentation charges or hidden fees are levied. Every detail is clearly explained upfront, ensuring customers know exactly what they’re paying for.

Absolutely. Your pledged jewellery is kept in high-security vaults and comes with comprehensive insurance coverage throughout the loan tenure. This ensures complete peace of mind, as your gold is safe against theft, damage, or any unforeseen event. With IIFL Finance, you can trust that your valuables are fully protected

The Gold Loan at Home process with IIFL Finance is designed for speed and convenience. While exact timelines may vary, you can expect faster approval and quick disbursal once your gold is evaluated at your doorstep. With minimal documentation and a transparent process, funds are usually made available without unnecessary delays.

Apart from being one of India’s leading providers of Finance and Investment Services, IIFL Finance is the most sought-after name when it comes to Gold Loans.

Here’s why:

• Attractive Gold Loan Interest Rates
• Customised Schemes
• Highest Possible Loan Amount
• No Hidden Costs
• Quick Loan Disbursal

Gold Loan documents that will be required are your identity and address proof documents. These could be Aadhar Card/ Valid Passport/ PAN Card/ Driving License/ Voter ID Card/ Job card issued by NREGA.

To qualify for IIFL Finance Gold Loan at home, one can be Salaried/ Non-salaried/ Self-employed individuals between the age of 18 to 70 years at the time of loan disbursal and should be maximum 72 years at the time of loan renewal. The purity of the pledged gold should range from 18 to 22 Carat.

IIFL Finance gold loans at home are very safe and secure. From application to disbursal, the entire gold loan process is streamlined. The gold you offer as collateral is kept safely in extremely secure vaults that are continuously watched over by a cutting-edge management system.