A debt fund buys debt instruments on behalf of scores of investors, the debt fund NAV is affected by multiple factors mentioned in the article..

At the two extremes of the mutual fund risk spectrum we have equity funds and debt funds. However, investors can combine benefits of both using balanced funds..

Mutual funds have emerged as key investment vehicles for Indian investors. Considering that monthly SIP collections have crossed $1 billion, there is surely a strong appetite for mutual funds among the retail investors..

Having a good CIBIL TransUnion credit score is one of the basic requirements for a home loan. An acceptable CIBIL score for home loans would start somewhere around 700. Having a credit score of more than 700 is generally considered good. Read more at IIFL Finance Blog.

Mutual funds combine the savings of a large number of investors and then manage it as a single pool of money.

Tax status of mutual fund holdings is based on whether a fund is classified as an equity fund or as a debt fund. As per the Income Tax Rules, if 65% of the AUM is in equities then it is an equity fund, otherwise it is a debt fund...

One of the basic tenets of investing in mutual funds is that time matters a lot more than timing. Basically, it means that you start early.

After all, you are relying on the judgement and discretion of an individual fund manager and you really cannot be sure of whether they will do a good job or not.

These are the kinds of stories that look like fairy tales but then they are absolutely real. At the same time there are equity mutual funds that can help you generate huge wealth if you systematically do an SIP for a period of 20-25 years.

Smart cities have better infrastructure and amenities and play a major impact on improving the quality of life, cycle of growth and development of people living in such cities