Several factors are considered during the calculation of your business credit score. These include your payment history, credit utilisation ratio, length of credit history, company size, industry risk, and public records.

Let's take a look at some of the factors lenders examine before sanctioning loans. Browse through the page to know how to crack your business loan application.

Here's a look at two most popular finance options available to SMEs - overdrafts and term loans - advantages that overdrafts and term loans have to offer SMEs.

Like fashion and hairstyle, interior decoration keeps changing and evolving.

Builders now offer construction-linked plans, subvention plans, and possession-linked plans. Which one you need depends on how long you can afford to wait for possession, and how much money you can pay before getting possession.

You can enjoy up front interest subsidy up to Rs 2.2 lakh on your home loan.

Gold loans are secured, offer lower interest rates, and faster approval by pledging gold, while personal loans are unsecured, have higher rates, and depend on credit scores. Gold loans are ideal for short-term needs with collateral.

Wondering if personal loan is considered one among tax saving instruments? This article can help you with your query.

Tax saving should always be a combined implementation of a long-term wealth creation and savings. The following strategy could help you save big. Read on for details.

Health insurance riders offer the extra benefit at some extra cost. Confused if you should buy health insurance riders? Here is a helping hand. Read on for details.