Silver loan banks India now include public sector banks, private sector banks and eligible Non-Banking Financial Companies (NBFCs) under the banking regulator’s unified framework for loans against precious metals. Borrowers can pledge eligible silver ornaments and specified silver coins, subject to prescribed purity standards, collateral limits, applicable loan-to-value (LTV) norms and each lender’s internal policies.

The app never closes, which is exactly why the question feels answerable. If digital gold can be bought at 2 a.m. on a Sunday, surely some hour or weekday must be systematically cheapest? The data's reply is unglamorous: there is no reliable best day to buy gold on the weekly calendar, digital or physical, because the price feeding every app comes from global markets that arbitrage away any predictable pattern. What weekdays do affect is the machinery around the price, spreads, weekend pricing behaviour, and those are worth understanding. This guide covers what actually moves the app's number, what the weekend really does to it, the myths worth retiring, and the one comparison digital buyers skip: unlike the jewellery a lender such as IIFL Finance accepts, app gold can never back a loan.

India never banned buying gold with cash. It made receiving too much of it ruinous, which achieved the same thing more elegantly. The gold purchase limit cash buyers run into is Section 269ST of the income tax law: no person may receive ₹2 lakh or more in cash in a single transaction, day or occasion, and the penalty, equal to the entire amount received, lands on the jeweller. So the counter enforces the ceiling for its own survival. This guide covers how the cap works in practice, the key scenarios, the PAN rule running alongside it, the higher anti-money-laundering threshold jewellers watch, and the question buyers of older, cash-bought gold ask most: can that gold still be pledged for a loan with a lender such as IIFL Finance? It can.

Gold as a commodity remains the same across formats, but its ownership structure and usability differ. The digital gold vs physical gold comparison often depends on how the purchase behaves after acquisition, cost structure, storage responsibility, liquidity, purity documentation, and borrowing applicability.

July is ITR season, and the query flooding tax forums this year concerns gold ETF capital gains: which rate applies to units sold in FY 2025-26? The current answer is compact. Listed gold ETF units held for more than 12 months attract long-term capital gains tax of 12.5%, no indexation, plus 4% cess; units sold within 12 months are short-term, taxed at the investor's income slab. Both figures come out of the Finance (No. 2) Act 2024, which cut the LTCG holding period from the old 36-month clock and swapped the earlier indexation-linked 20% regime for the flat rate. Simple at the surface, with one buried complication for units bought from April 2023 onward that this guide untangles. Ahead: the rate table, the before-and-after rule change, two fully worked INR examples, a tax comparison against physical gold and Sovereign Gold Bonds, and the exact ITR schedules where these gains belong.

Discover the advantages of Section 43B for MSMEs, including the treatment of expenses like taxes, interest, and employee benefits for tax deductions.

… difficulties, and limited infrastructure. The Government of India launched the MSME Development Act, 2006, to address … and easier access to loans. Timely Payments Section 15 of MSME Act 2006:  Late payments are a big challenge for small businesses. Sec 15 of MSME Act 2006 ensures buyers pay MSMEs within 45 …

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How has GST impacted MSMEs in India? Find out the advantages, hurdles, and opportunities it brings for small businesses to thrive.

Micro, Small and Medium Enterprise (MSME) form the most essential part of the Indian economy, contributing significantly to the country's growth. There are over 63 million MSMEs in India, employing a staggering 110 million people! These businesses operate across various sectors, from manufacturing d...