Learn to unlock the different working capital financing sources to give your business the boost it needs to trade & grow. Read more with IIFL Finance!

Refinancing your MSME loan is a great relief in case paying your lender is becoming a struggle. Know with IIFL Finance what is refinancing & why it is important!

Want to know the 6 smart ways to taper down your MSME loan EMI? Read to get insights on business loans & ways to reduce your Emi easily by IIFL Finance. Visit Now!

Have you come across some unexpected expenses? A short term loan may help. Consider the pros & cons of quick loans by IIFL Finance. Read Now!

Gold loans have been offered in India by local moneylenders for centuries. Even organised lenders such as banks and non-bank finance companies have been offering gold loans for decades. But the Covid-19 pandemic has changed the way a borrower can avail a gold loan.

The origin of gold loans traces back to south India. Moneylenders such as the Tamil Nadu Chettiars, the Shroffs and Marwaris from other areas of India, and landowners pan India have traditionally granted locals money against their gold for special occasions such as marriage.

To calculate the price of gold jewellery, multiply the gold rate per gram by the weight of the jewellery and add making charges. Then apply 3% GST on the total of gold cost plus making charges. This formula accounts for the purity and weight of gold, craftsmanship costs, and government tax. For example, a 10.5‑gram 22‑carat chain at ₹4,300 per gram with 15% making charges would cost around ₹59,660 after GST.

Looking for government loan schemes for a new business? Here are the top 5 small business schemes provided by government of India. Visit to know!

If you want to take your business to the next level and you need funds. Take a look at the reasons why taking a business loan can be a good investment:

The impact of Covid-19 on micro, small and medium-sized enterprises (MSMEs) in particular has been catastrophic. Click here to know more information.