Eligible ornaments secure a ₹29 lakh gold loan, and the lender advances a capped share of the combined assessed value of everything pledged. The RBI's Lending Against Gold and Silver Collateral Directions, 2025, implemented by regulated lenders from April 2026, place this amount in the 75% slab, subject to applicable conditions and lender policies. The documents required for a gold loan of Rs 29 lakh are the standard KYC set with PAN, income records for the assessment, and the pieces themselves.

Lenders sanction a ₹29.5 lakh gold loan against eligible ornaments at a capped share of their assessed value, and for this amount the RBI's Lending Against Gold and Silver Collateral Directions, 2025, in force at regulated lenders from April 2026, fix that cap at 75%, subject to applicable conditions and lender policies.

The documents required for a gold loan of Rs 30 lakh start with the KYC set and PAN, add the income or business records the lender's repayment-capacity assessment calls for, and end with the ornaments to be pledged. The loan is secured against that jewellery, and the sanctioned amount is a capped fraction of its assessed value: 75% for ₹30 lakh under the RBI's Lending Against Gold and Silver Collateral Directions, 2025, implemented by regulated lenders from April 2026, subject to applicable conditions and lender policies.

A gold loan of ₹30.5 lakh is a secured loan in which eligible ornaments are pledged with a regulated lender and the sanctioned amount is a limited share of their assessed value. The RBI's Lending Against Gold and Silver Collateral Directions, 2025, implemented by regulated lenders from April 2026, placed 30.5 lakh in the 75% LTV slab, subject to applicable conditions and lender policies. The documents required for a gold loan of Rs 30.5 lakh are the KYC set with PAN, the income or business records for the lender's assessment, and the jewellery for a purity check.

Borrowers looking at a ₹26 lakh gold loan pledge eligible ornaments with a regulated lender and receive a loan capped at a percentage of the assessed value. For this amount the cap is 75%, set by the RBI's Lending Against Gold and Silver Collateral Directions, 2025, in force at regulated lenders from April 2026, subject to applicable conditions and lender policies. The documents required for a gold loan of Rs 26 lakh are the KYC set with PAN, income or business records for the assessment, and the jewellery itself.

A ₹26.5 lakh gold loan is a secured loan in which eligible gold jewellery is pledged with a regulated bank or NBFC, and the amount sanctioned is a share of the assessed value rather than the whole of it. Under the RBI's Lending Against Gold and Silver Collateral Directions, 2025, implemented by regulated lenders from April 2026, a loan of this size sits in the 75% LTV slab, subject to applicable conditions and lender policies. The documents required for a gold loan of Rs 26.5 lakh begin with the KYC set and PAN and add whatever the lender's repayment-capacity assessment asks for.

The documents required for a gold loan of Rs 27.5 lakh fall into two groups: what the borrower brings, and what the lender issues. The loan is secured against eligible gold jewellery, and the amount sanctioned is a fixed percentage of the value the lender assesses. For ₹27.5 lakh the RBI's Lending Against Gold and Silver Collateral Directions, 2025, implemented by regulated lenders from April 2026, set that percentage at 75%, subject to applicable conditions and lender policies.

A ₹28 lakh gold loan is a secured facility: eligible jewellery is pledged, and the sanctioned amount is a capped percentage of its assessed value. The RBI's Lending Against Gold and Silver Collateral Directions, 2025, implemented by regulated lenders from April 2026, place ₹28 lakh in the 75% slab, subject to applicable conditions and lender policies. The documents required for a gold loan of Rs 28 lakh consist of the KYC set with PAN, the income records the lender's assessment calls for, and the ornaments.

For a ₹28.5 lakh gold loan, the borrower pledges eligible ornaments with a regulated bank or NBFC and receives a loan capped at a share of their assessed value. The RBI's Lending Against Gold and Silver Collateral Directions, 2025, implemented by regulated lenders from April 2026, cap that share at 75% for this amount, subject to applicable conditions and lender policies. The documents required for a gold loan of Rs 28.5 lakh run to eight items once the income file and bank details are counted alongside the KYC set.

A gold loan of ₹27 lakh is secured against eligible ornaments, and the lender advances a percentage of their assessed value rather than the full figure. The RBI's Lending Against Gold and Silver Collateral Directions, 2025, implemented by regulated lenders from April 2026, place this amount in the 75% LTV slab, subject to applicable conditions and lender policies. The documents required for a gold loan of Rs 27 lakh start from a common KYC set with PAN, but the income evidence and the tenure on offer depend on who the borrower is.