A personal loan is one of the easy way to arrange quick cash at time of emergency. Cibil score is an important factor while availing a personal loan. Read to know the ways to get personal loan instead of low cibil score.

Personal loan can be useful for a borrower to meet unexpected financial needs. But having a salary in cash form can make it little difficult to get personal loan. Read to know how to get personal loan against cash salary.

In India, gold is beyond a treasured commodity. The precious yellow metal symbolises prosperity and good fortune. Thus, wearing/buying/possessing gold is a tradition for every Indian celebration, and purchases soar on occasions like Dhanteras and Akshay Tritiya. However, you can also rely on your gold assets when you face an acute financial crisis requiring immediate cash. In such circumstances, you must decide between selling your gold and taking out a gold loan. Let's explore the dilemma further in this blog.

Gold loans are easy to qualify for, so almost anyone can secure funds by pledging their ornaments. These loans have lower interest rates than other forms of unsecured personal loans.

Lending institutions (Banks and NBFCs) grant gold loans to borrowers to help them meet their financial obligations. Like any loan, the borrower can make EMI payments regularly (monthly, quarterly, half-yearly).

Lenders assess the loan application based on the credit history of the borrower. Know the 4 important facts about cibil score for personal loan at IIFL finance.

Lenders ask for documents to determine if a person can pay back the personal loan. Get to know how to get a personal loan without documents at IIFL finance.

Debt consolidation is combining a borrowers several loans into a new loan. Know the benefits of consolidating your debt with a personal loan at IIFL finance.

Personal loan & credit card are some easy ways to get some quick money. But how does personal loan & credit cards affects credit score? Know here!

Personal loan is a good alternative to fund medical emergencies if you do not have health insurance. Read on to know how a personal loan can help at IIFL finance.